BamaTanya Posted June 30, 2008 Share Posted June 30, 2008 Ugh. We have too many credit cards. I don't have a system. With Mom on hospice care and all the other life stuff that's taken place over the past half year, I've had a hit-or-miss with bill-paying and filing. It's my fault. Every once in a while I would get online and pay everything. At least I thought I did. SOMEHOW the ONE card that we owed the MOST on wouldn't get paid on time. I don't know how I overlooked it. (I wonder if they changed the due date every month!) It doesn't matter. It's my responsibility. And now the card that we owe the MOST on has had MULTIPLE late fees and interest rate increases. Of course. Murphy's Law, right? I'm sure I couldn't keep my voice steady if I called them and said, "Hey, my mom had cancer and now she's dead and my kid was diagnosed with autism and another was in the hospital with salmonella poisoning and now another one's had back surgery for scoliosis and I'm TRYING to get finished with school so I can go to work and pay this crap off . . ." Would they think I was lying? We got the tax thingy and my student loan for the fall . . . should we pay the bill OFF and then put my tuition on another card? Or would it be better, credit wise, to keep on paying on it slowly at this exorbitant rate? Or should I take one of the deals from another card and transfer the balance over and just close this account? Ugh. When it rains, it pours. Quote Link to comment Share on other sites More sharing options...
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