Karen A Posted November 18, 2011 Share Posted November 18, 2011 Ugghh! Yesterday I backed up into both the front and back doors of a friend's car that was parked on the road. (How did I not see it???) Fortunately my friend was very gracious, etc. The damage was minor, but major or minor, I think whole panels get replaced. I was driving to pick up a Christmas present I found on Craigslist, so I could save some money. It will end up being the most expensive toy ever!! :( Anyway, here are my questions: Is it acceptable to wait to call insurance to see how much the repair will cost, and if if is a lot, then report it? Or will my insurance company (Travelers) give me problems with that? In your experience is there some ballpark amount where it is better in the long run to pay out of pocket and not file the insurance claim so they don't raise my rates? I'm so embarrassed about this that I don't want to ask my (somewhat critical) dad, who has been my main support in such issues since my husband died four years ago. Plus he just helped me a lot through some other situations. Thank you for any input/experience you might offer. Quote Link to comment Share on other sites More sharing options...
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