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What do you think about this for young drivers?


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I've had 3 drivers so far and that wouldn't work at all. We'd pay a fortune with after 11 pm driving. The 17-25 is NOT all that young to be limiting hours. My oldest son is 25 and married now.

 

So that's why it starts then. I think the policy would be good for, for example, students at university where campus/walking distance living was the norm, so late-night driving was optional.

 

I'd be happy to have that kind of policy myself - I'm out after 11pm about once a year!

 

Laura

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I was thinking great for 15-17 year olds.:lol: You can get a daytime drivers licence at 15 where I live.

I couldn't imagine not being able to drive after 11pm at 18. Many jobs would require you be out that late at night. I was married at 20.:D

You just can't function without a car in the States unless you live in a major city.

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A GPS system on my car that reports to the insurance company? I don't think so.

 

The potential for Big Brother to get out of control there boggles the mind. It is only a matter of time before the insurance company's records get subpoenaed, no matter what they claim now. They'll have no choice but to hand the whole thing over. And in a few years, they'll raise your rates, based on your driving habits as registered by their GPS.

 

Furthermore, the policy is only available for a 17-25 year old driver on his own policy in his own car, and therefore, would not be available for most 17-18 year-olds still living at home who don't own there own car.

 

The penalty is pretty steep, but I couldn't find anywhere what the discount was. Even if I didn't have philosophical objections, would it even be worth it?

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The potential for Big Brother to get out of control there boggles the mind. It is only a matter of time before the insurance company's records get subpoenaed, no matter what they claim now.

 

I don't have one, so I'm not sure about the technology, but couldn't satnav records be subpoenaed in the same way?

 

Laura

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It's a walkable town where students could spend time with friends at night without a car.

 

Laura

I think I prefer having my teenagers driving home from a friend's house at night to having them walking in the dark (probably alone). :001_huh: On the other hand, I seriously considered a "black box" that is currently available for sale. It tracks the driving behavior of whomever is driving, and has an alarm feature to remind the driver when there is excessive speed, jackrabbit jump starts, and excessive cornering speed. I believe it also has GPS locating/tracking, and parental notification, which is less appealing to me. No insurance discount, but simply for safety's sake. :auto:

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I had my first baby at 23. I wouldn't want to walk late at night with my baby nor would I want to be fined for driving, lets say home from visiting parents that live 4 hours away, with my child just because it was after 11pm. It was much easier to drive at night with a sleeping child for long trips than drive during the day with a screaming baby. Oh, and my parents live 4 hours away, that is why I gave that amount of time.

 

Till age 25 is just too old. Till age 19.....maybe. I graduated college at 22. Real life begins way earlier than 25.

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I think I prefer having my teenagers driving home from a friend's house at night to having them walking in the dark (probably alone). :001_huh:

 

I'm sure it varies from area to area, but I wonder what the relative risks are of walking vs. driving when one has been tempted to drink, or when others on the road have been drinking.

 

Laura

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