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paypal fees (what if buyer clicks "personal" and chooses "other")??


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Yes, you can choose the personal tab in order to bypass the new fees that Paypal has begun to charge. I have been selling my used curriculum lately and have told buyers to add the new charge to the payment if they would like to use Paypal. One of my buyers contacted Paypal and was told that it was acceptable to send the payment through the Personal tab in order to avoid the fees. If Paypal representatives are advising people to do that, I don't see any ethical reason not to do it.

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Be careful. Regardless if a Paypal rep told you to use Personal, the user agreement states this:

 

4.2 Receiving Payments for Commercial Transactions and Personal Transactions. a. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a “request money†using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase.

 

b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments.

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One of my buyers contacted Paypal and was told that it was acceptable to send the payment through the Personal tab in order to avoid the fees.

Did the PayPal rep tell the buyer that she forfeits all buyer protection when using the Personal tab?

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I haven't tried to get out of the fees. To me it is very dishonest to say the money I am receiving is personal when I am actually selling something. So far the new fees are about 10% of the total so I have been adding about that much to my selling prices, and letting buyers know. I did discover last week that you get a small postage discount if you use the paypal shipping labels and pay for shipping thru them. IT was definately less than the price I quoted using the usps website.

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