swimmermom3 Posted July 5, 2009 Share Posted July 5, 2009 My dd (16) just cashed her paycheck at our bank. She had photo ID with her and they fingerprinted her. Has anyone else had this experience? I am uncomfortable about having my minor child fingerprinted without my consent. Not sure why, I just am. Quote Link to comment Share on other sites More sharing options...
Dobela Posted July 5, 2009 Share Posted July 5, 2009 Our banks all do this, but only if the person cashing a check is not an account holder. They do a thumb print in case the check is fraudulent. If you are an account holder, there is no need for that because thye have all of your contact information anyway. Quote Link to comment Share on other sites More sharing options...
swimmermom3 Posted July 5, 2009 Author Share Posted July 5, 2009 Ah, that would explain it. It's the first time dd has gone in by herself and I doubt she had her account number with her. Thanks for the enlightenment.:D Quote Link to comment Share on other sites More sharing options...
Kathy in MD Posted July 5, 2009 Share Posted July 5, 2009 Our banks all do this, but only if the person cashing a check is not an account holder. They do a thumb print in case the check is fraudulent. If you are an account holder, there is no need for that because thye have all of your contact information anyway. Our bank does this also if the "casher" doen't have an account, even if the check is drawn on their bank. Quote Link to comment Share on other sites More sharing options...
HeatherLynn Posted July 5, 2009 Share Posted July 5, 2009 Yep, standard procedure and only used if the check is fraudulent. Quote Link to comment Share on other sites More sharing options...
gardening momma Posted July 5, 2009 Share Posted July 5, 2009 Our bank does this also if the "casher" doen't have an account, even if the check is drawn on their bank. Yes...if your account is not her account, and she does not have her own account, I could see why they'd do this. Quote Link to comment Share on other sites More sharing options...
Dirtroad Posted July 6, 2009 Share Posted July 6, 2009 I refuse to do it. It is invasive & none of their business. It actually makes me furious! They can prosecute a fraudulent check without fingerprints. It is TOO much information under the claim of finding the crook. My goodness, the video you from the time you get out of your car until you leave... they get numbers... they get signatures. Let her open a savings account at a credit union... good practice for her and she won't have to give her fingerprints to open the account. Quote Link to comment Share on other sites More sharing options...
fivetails Posted July 6, 2009 Share Posted July 6, 2009 Umm.. I have *never* heard of a bank fingerprinting someone! I would take my business elsewhere. :001_huh: Quote Link to comment Share on other sites More sharing options...
LaxMom Posted July 6, 2009 Share Posted July 6, 2009 Umm.. I have *never* heard of a bank fingerprinting someone! I would take my business elsewhere. :001_huh: Really? Bank of America was doing it 15 years ago. It's not new at all. What I really find offensive is when banks charge the person cashing a check drawn there $5 to cash it because they don't have an account. Hello? *I* have an account there and it's their job to honor my checks however they are presented! :glare: Quote Link to comment Share on other sites More sharing options...
SherryTX Posted July 6, 2009 Share Posted July 6, 2009 Well if you don't want your fingerprint taken, you just have to find another way to cash the check. I don't see it as a violation of rights or anything since you are cashing a check drawn on THEIR bank. It is smart. And it will make it much easier to track down the person that cashes the check - even if they didn't steal and write a hot check, then can tell the cops where they got the check, etc. All the person has to do is deposit the check in their own account - or take it to a check cashing place - some of them still take personal checks and not all of them (from what I hear) require a fingerprint. Quote Link to comment Share on other sites More sharing options...
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