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Found 7 results

  1. I've been looking into frugal sites and such and ran across two that put a challenge to me. One is: Budgeting with the Bushmans Another: (beware some cursing) Mr. Money Mustache I've long been drawn to voluntary simplicity and with dh's work situation being quite unstable right now we've had even more of a push to reduce our living expenses(thus the drive to pay off the house). I've been wondering where else am I missing that I could cut. So, I'm wondering looking at your own budgets what could you survive on if you had to, what is your bare bones budget to still keep up with everything and eat of course(although not extravagantly). I'm not asking anyone what they do live off of but what would you cut down to if you had to? What would you cut if you/your spouse lost a job? I'm sure some of you have already experienced this. Obviously with the 2 blogs above it took planning and prep to get there, lots of years living on low budgets and saving and such. Both of them have lived well below their means and moved to certain areas to be able to afford houses they could own outright and have lower expenses.
  2. All ideas wanted- assuming they are legal and moral :) We already keep a pretty tight budget as I just think it is good to live simply and we are saving for some financial goals however we need to take it up a notch. Dh received word yesterday that he is to be off every Friday for the next 3 months. I'd like to keep up our saving during this time but this obviously means we have to cut elsewhere. As it is we do all the basic and some not so basic things. I make my own cleaners. Buy in massive bulk on whatever possible. Cook from scratch. Use cloth napkins, rags, menstrual products. Our bills are: house gas(we already try to keep trips down and dh bought a 94 Civic last year and saves 50% on gas using it instead of the truck) electricity phone/ld/dsl(this is our splurge but at $63 a month I feel it is reasonable as we do everything online and I talk a TON on the phone- don't use a cell) car insurance netflix $8 I've been working harder on cutting electricity usage the past several months as well. I've brought my average down by $25 a month(I'm on budget billing some months it is just been a small decrease and others our usage was down up to 40%). I've been trying to make sure I *almost* always line dry. Conserving on using hotwater and water in general. Trying to do baking together, using the crockpot. I feel pretty adept on grocery savings, although I can always improve. We are gluten,dairy,soy free, grain lite and sugar /preservative/dye free so that limits things but with bulk buying and from scratch cooking I think I do a fair job. I'm trying to do more meal stretching and being strict about waste- fruit is the worst with the kids on wastage. Anyway- I think those are the basic things we do. I want to hear about the not so basic things you do to see what I'm not thinking about. Ways you cut electricity usage. Ways to stretch things even more. Unconventional ideas.
  3. I just blogged mine so I am sharing. :) http://www.aworkinprogress.net/2011/10/shhhhh.html
  4. This does work. I can't remember who posted the tip here, but I started a jar a few days ago, and was able to cut enough for a salad this evening. My family thinks that green onions are necessary for salads--we go through a lot. I've also seen a comment at this blog that it's possible to do something similar with basil cuttings. The demo video with the shirtless host is cute even if you don't care for green onions. ;) http://www.urbanorganicgardener.com/2010/10/growing-green-onions-from-green-onions-in-your-kitchen/
  5. How about we post our best FAMILY FRIENDLY (meaning the kids and hubby will actually EAT it! LOL) Main dish/dinner recipes. Most recipes are for 4-6 people so be specific if it feeds less or more. :D If it's not "healthy" assume people will supplement with sides or salad, etc... I'll post mine in a few minutes. :D OOPS! Apologies if this is in the wrong area. So sorry.
  6. I would like to start a post on how you cut cost. What have you done that is truly saving you money? What are you going to try? All ideas are welcome. Here is what I am trying. 1. Wrap hot water heater My first ideas is to wrap my hot water heater. My dh is going today to get a jacket for the heater. I don't know if or how much it will save, but we will see. 2. Energy saving light bulbs I have already changed to the new energy saving light bulbs. 3. Smart power strips for those electronics that never "truly" turn off. Smart Strips Power Strips My only problem with doing the above is the upfront costs and how long it will take for the products to pay for themselves and really see savings. We really, really want to buy solar panels, but can't afford too.
  7. I know some here have been hit hard by the economic situation, while others are still doing okay. Yet, don't we all want to be sure we are as well prepared as we can be, in the event things get worse? Let's help each other with ideas! How are you preparing for a worsening economy? Are you stocking up on certain foods? Saving seeds to plant? Cutting back on Christmas gifts? Forgoing other purchases? Buying the things you want now in case they aren't available later? Something else? Please share your ideas!
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