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Hyacinth

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  1. I wouldn’t combine finances without the benefit of marriage. I also wouldn’t take on managing the finances of someone whose spending habits are so different from mine. I’d want details as to what his goals are. Does he like the way you save and wants to do the same? Does he simply not want to deal with the administrative aspect of bill paying, etc.? What happens to these accounts if the relationship ends?
  2. I just saw a couple remote editing/proofreading jobs posted on Indeed for a company called Wizz Accounting. Could be worth checking out.
  3. What do we know about this shooter? The motivation? The gun?
  4. We’re furnishing a guest room and need a bed. It’s been a while since we’ve shopped for bed frames and mattresses and the options have me a little overwhelmed. This is for a room that won’t get a lot of use, but we want our guests to be comfortable, of course. Price is a concern. Any recommendations?
  5. I drink more water at home if I use one of those fruit-infused water pitchers. I fill the middle thing with frozen berries and set the pitcher in the fridge. It's more interesting than plain water but without carbonation or added sugar. May be worth a try if "water is boring" is part of the problem.
  6. Be careful with photos. No pics of children without parental permission and, while it could be a headache, I’d say the same of adults given privacy concerns.
  7. I like a “What to expect” for visitors (our music is loud, kids are welcome to stay in the sanctuary, service lasts an hour…those kinds of things).
  8. If the person doesn’t want a gofundme, then that wish should be respected. If a co-worker wants to do SOMETHING (and that’s completely understandable), he or she should ask the person what would be helpful. If gift cards or meals are acceptable, that should be a private (not a corporate) initiative. And the manager should NOT be the one asking subordinates to donate If the person says “no, please don’t,” again—that should be respected.
  9. 25 and single. I had a friend who knew a guy who had access to these special HUD house listings (this was pre-internet). I put a low offer on one in a great neighborhood and it turned out to be the only offer. 🤷🏻‍♀️
  10. It’s always a good idea to counter. The worst that happens is they say no, and then Carrie12345’s line is excellent. Another thing to consider is that salary increases are often a percentage of the current rate. So (just for easy math purposes), 5% every year based on that original offer vs 5% on a slightly higher original salary can add up significantly over the course of a career. I got an increase from the original offer at my last two jobs simply by asking this seven-word question: Is that the best you can do? In both cases the revised offer came quickly. It wasn’t a huge increase in either case, but I’m glad I asked. They expect you to negotiate.
  11. Related advice from our financial planner people: Whenever dealing with the social security office, use the rule of three. Ask three people there your question and don’t believe the answer unless you get the same answer three times. Sadly, the people answering the phones and dealing with the public aren’t always the best trained or most knowledgeable and the stakes are high.
  12. Same! 😁😁😁 ETA: it didn’t quote properly (?) but I was trying to say I, too, have many conversations in my head about threads here.
  13. Purge 2024 is well underway here. I’ve cleaned out the drawers and cabinets in our bathroom, the linen closet, and a couple shelves and the catch-all corner in the garage. Took several items to the consignment shop, dropped off a bunch of blankets/sheets to a local rescue group, and posted a few things for free on our neighborhood FB page, all of which were picked up off my porch within a couple hours. WooHoo!
  14. Unfortunately, it sounds like the credentialed, “non-quack” professionals aren’t offering her any hope. Desperation drives people to some weird places. Is a short-term carnivore diet really that awful? I don’t know. (I’d miss berries too much myself!) But it’s not like she’d be giving her money to a sleazy influencer for snake oil. She’d be giving it to a butcher or a farmer for meat.
  15. Question about sinking funds. If you have a line in your budget for, say, a future car, and you assign $500 to that item, where do you keep those funds? Is it in your checking account and you just know, because of YNAB, that you don’t really have that much to spend in your checking account? Or do you put it somewhere else? (Does that make sense?)
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