I wish my aunt and uncle were visiting sooner. They were CPAs! I don’t know if he could help me over the phone. They are literally visiting on tax day lol

Mine had me enter all W2s. Then it did federal then imported them for the state section. I followed all the prompts.

I tried but they said if I wanted to upgrade to the right version I’d have to start over?? I could only access a chat bot. It said I could delete that section but it won’t let me. I’m on deluxe ($59) doesn’t include live chat

Ok this tax thing should be easy, but there's always a hiccup. It imported my W2 info for state and I can't delete the LA listing while I'm filing the MS thing. So then I was like ok maybe I leave it there, but then it asks me what county I lived in while I worked in LA and the drop down menu is MS counties and "non resident" or "out of state." None of that applies to my situation, as I didn't work in LA while living in MS. But I don't see how to delete the blasted listing. If I go to edit, some of it is grayed out and you cannot remove it. I don't want to have to pay more money to fix this stupid stuff. If I brought my laptop to a free place I don't know if I could show them my issue and ask how to fix it.

Ok stipends that exceed $600 get paperwork. I got less (I wasn’t in class long). So I guess I can try to finish filing later.

Wrong thread

I think all free versions have stipulations. I was partway through the process before TurboTax said mine didn’t qualify for the free version. And I definitely don’t want to start over 🤣 I logged out and plan to log back in after I get feedback about the stipends

Met one guy Sat night. I kept feeling like he was mansplaining to me. I can’t stand that. Met goth dj today. He was very pleasant and respectful and well hang out sometime in the future. We had a lot to talk about and when we parted we’d hung out 4 hours! Part of that was at the bookstore and part of that was at a nearby cafe.

I’ve been going through TurboTax… I didn’t qualify for the free version. So I had to upgrade to deluxe ($59). Then I started asking myself if I need to get a form summarizing my stipends I received from the construction program (I got a couple). So I don’t think I can complete this now. I will call the program office and inquire to see if there’s some form I need to upload to TurboTax. ugh I hate taxes so much

It’s really messy. I’m only available a couple days a month and I can’t do jobs where I’m on my feet for hours. So I don’t really fit most job openings. The weeks I don’t have dd I’m off one weekday and Sunday. The weeks I have her, I work M-F and am off Sat/Sun with her. I figure substitute teaching might be my best bet.

I will research it. Thanks. They have strict hours. No one can work extra hours. And if you fall behind on hours you make them up or use vacation or in my case I’d lose pay because I can’t redeem vacation yet. A training I attended this week ended early so I made up the time by taking a short lunch the next day.

My date didn’t show up tonight. Part of me was relieved. One less person to deal with. He was not a good communicator. Didn’t respond to my texts til I was home, like 30 min later! He only mentioned traffic… never said what time he got off work or anything. And he said he was fine with the meetup time. These guys are idiots. I’m becoming more and more content single lol. I'm actually most looking forward to my meet up on Sunday which is a potentially good friend/social networking person. We’ve confirmed the time and place. We’ll be wandering around a bookstore. I’ve shifted my thinking and I can genuinely say I’m in the mindset “do I like them?” not “do they like me?” anymore. Are you worth my time? Do you add to my life or are you going to be a drain.

Car transmission is acting up again. I’m not sure I should drive the round trip to pick up the kids. Might have to ask my dad to bring them for spring break. I also have one other visit with dd before then. I’m trying my best to see how I can start saving for a car note. My discover card hasn’t arrived in the mail which is frustrating. I really need it. I just got paid and paid off the AMEX card. Sent ex (late) Feb & March child support. Got gas. Set aside a little for April rent because my next check alone isn’t enough to cover April. Ugh it’s so tight.

I have a zoom interview coming up for a mentor/substitute role. I told them in the cover letter I’ll have limited availability. Not sure anything will come of it

Lol

thanks. I think I got paid twice in 2023 (2 checks in Dec). I’ll look into my online options. At the moment they paused my application with AARP so I might call them and say go ahead and file my LA taxes and I’ll do the MS ones. I just thought that sounded messy but it may not matter. They agreed to hold onto my account a few days. The estimate I was quoted says I’ll get back a few hundred dollars but they had not added my unemployment info so I’m not sure how accurate that quote is. I’m just glad I don’t think I’ll owe money. Once I get my refund I’m throwing money on my cc balance. Washer/dryer will have to wait.

Not super hopeful about securing a mate but I’m no longer super concerned. I am talking to a handful of guys and if we end up just friends that’s ok, I need friends! Hung out with one (new guy) the other night. Spent a little bit of time alone and most of the night in a group setting. Going to hear his band Thursday night. Not really boyfriend material for a variety of reasons but we’ve talked openly about what we’re both seeking/deal breakers. He doesn’t have a car and he takes his service animal almost everywhere. But I really like his dog. She’s a sweetie. My schedule doesn’t really mesh with one of the local recurring goth events. Most recent one landed on a weekend I had dd. But I’m online friends with one of the DJs now and asked if he wanted to hang out this weekend. We’re going to meet at a bookstore (his idea). Not exactly seeking a love connection but expanding my social circle. We have the music, exercise, and cats in common. Have tentative plans other nights this week including a park meetup. And all my social plans are free or cheap. I don’t have to pay to hear the band and there’s no parking fee that time of night on a weekday.

I met with AARP volunteers to file my taxes. Didn’t realize there would be an issue… I worked in 2 different states in 2023 and they can only help with LA taxes. What a mess. They said a professional should be able to handle it. So I reached out to the woman that fixed my taxes last year. Waiting to hear back & get a quote. Could I go online and try? Probably but sounds potentially messy. I can’t explain why taxes give me such anxiety. I struggle with paperwork in general.

I didn’t want to use discover again but I decided to. I got approved for a much better limit 0% APR. The AMEX was stressing me out. I went inside to pay the gas today.

I was denied the Citibank diamond card (21 months 0% APR on balance transfers). My guess is because the form asked my income and rent. I appear to be the only staff member among my colleagues that doesn’t have a roommate, parent or spouse sharing rent. It’s just really expensive. But I’d rather struggle temporarily than get a roommate or live with a family member. I can’t see the math doing me much out of pocket favors with transferring a balance. Using round numbers for this example. So I owe roughly $4000 on my cc. I am required to pay roughly $150/mo minimum right now (3% in reality). Say I transfer $1000 to a 0% APR card with 21 months to pay it off. That’s roughly $50/mo sent to the new card. Now the old car drops to $3000 and the new minimum payments there are $90. Total I’m paying $140/month in cc bills. That’s not really helping my out of pocket expenses. It’s just helping me hit more principal faster on the original card.

The bank cannot lower my min due. At least that’s what the representative said even though I said it was a hardship. If I transfer part of the balance my min due will be lower on that card and I dunno what I’ll owe on the new card as a minimum (probably like 3% but maybe more) but it would probably help with overall interest. I’ll be looking into this soon. I’m helping film a local commercial for a couple hours this week for extra money.

My loose plan is see if I get any money back from taxes. Then apply for a 0% APR card and only transfer a balance that’s doable to pay down within the 0% APR time frame. One of the Citibank cards has 21 months. If I get $0 back after filing taxes I could still do it, but not as much.

Oh that sounds exhausting to juggle lol and the first card was through a credit union so I don’t know if they will send offers. I sought them out, don’t think they really advertised to me.

Citibank offered me a 0% APR card for the first 12 months on purchases. I googled the card and it’s 0% APR for 18 months on balance transfers. After that it’s a 19-29% APR. That’s too much for my balance transfer. I wouldn’t have it paid off in 18 months. My current APR is lower on the cc that carries a high balance from being unemployed. The min payment they want each month on my current card is $147. Maybe after I pay more down the monthly payment will be less. After next pay day I’ll pay off this American Express card and might not use it again since it’s practically useless at gas stations. Or maybe purchase gas cards if there’s no hold on those. I don’t really want to do that, either. Someone else recently advertised a 0% APR card to me. I’ll research that one as well. Might have been Bank of America.

Moderate humidity? It can be 100% several times a year