Jump to content

Menu
Giving You and Your Child a Road Map to the Best Possible Education
The Well-Trained Mind Community

Jerico

Members
 View Profile  See their activity

  • Posts

    620

  • Joined

  • Last visited

 Content Type 

Posts posted by Jerico

    Need medical help: GI probs + Medishare *updated below*

    in The Chat Board

    Posted

    17 hours ago, TechWife said:

    If your emergency fund if for medical expenses, this is it. After battling that long, you need to go in, it could be a number of things. Medical sharing programs are only good if you can use them to cover what you need. If you can, get on insurance as soon as possible if you can afford the premiums if you are concerned about accessing medical care.

    Right now we can afford the monthly cost and the amount for treatment is questionable. From the amount I've seen for insurance we can't even afford the monthly rate.

    Need medical help: GI probs + Medishare *updated below*

    in The Chat Board

    Posted

    The only state programs we qualify for are, ironically, school lunches 😂. I don't fully understand as we basically don't have money for anything. We even go to a dental college for dental work because a local cash rate is way too expensive.

    The state marketplace is about 3x what we are paying right now. 

    I may have to take my search outside a 100 mile radius. 

    Need medical help: GI probs + Medishare *updated below*

    in The Chat Board

    Posted · Edited by Jerico
    Updated

    Hi everyone,

    I came to you guys because your collective knowledge is very impressive. 

    Last December I stopped eating dairy and saw a lot of improvement in my nightly stomachaches and really smelly gas. 

    Then this past spring/summer I started having daily diarrhea, stomachaches, horrible gas. I started eating foods you'd eat when you were recovering from an illness: applesauce, toast, mashed potatoes, rice. 

    I was able to add in chicken, eggs, bananas, brown rice, butter, jam/jelly, very small amounts of cooked carrot and berries. Red meat and fruits/veggies really bug me. I can't eat fruits or veggies without getting diarrhea. 

    I am taking a probiotic and I was taking digestive enzymes, but forgot about those. I should restart them.

    I have Medishare and have had them for 18 months but maybe I don't really understand it as I am afraid it's going to cost me my whole annual family portion, which we technically have but it's our emergency fund and we have no way to replace it (in fact my husband will either receive a paycut next year or be moved to part time- he is a pastor: no benefits).

    We live very rurally. There are 5 different gastroenterologist doctors at two offices  listed in a town 2 hours away. One office never answered their phone. The other sent me to billing to verify they took Medishare and they never called me back.

    I'm looking for both options on why I am having this problem, what I can do about it, encouragement that it won't drain my savings, etc. [Some possibly unrelated info: Two years ago I paid $800 to help my son with his stomach issues (which have completely resolved) and never actually received any help). My grandma was diagnosed with colitis years ago and just avoids trigger foods.]

    New Tax Law Impact

    in The Chat Board

    Posted

    I dropped off our paperwork at the CPA today and now I am anxiously waiting! I think this year will be different anyways because it's our first full year as self-employed/ministry. We have owed state taxes the last two years.

    • Like 1

    Do you find this purchasing pattern wasteful/unusual?

    in The Chat Board

    Posted

    A 1000 left after expenses but only saves 100?

     

    And she's complaining about not owning a home?

     

    After mortgage, utilities, groceries, health insurance, and other expenses NO debt (other than mortgage), NO eating out, and no monthly savings (we get paid biweekly and save those extra 2 paychecks, which probably get eaten up in emergencies or taxes) we are lucky to break even. We only own a home because of the rural housing loan and can buy without a down payment.

     

    Honestly I didn't finish the article. I hate when people complain about costs when they have so much wiggle room and honestly, wasteful spending. Many of us out here do without nice things and have to scrimp just to get by (not to even save).

    • Like 3

    What App after XtraMath?

    in K-8 Curriculum Board

    Posted

    I didn't realize the app 'finishes'. I was trying to buy the other day but I'm not spending $5 on an app my kids will or maybe have already outgrown. I want it primarily for my 8 & 10 year olds. I'd love to have them do review facts daily to work on speed hen I just can't see another flash card (honestly I forget them about 99.999999% of the time.)

    TYCTR in 100 EL for Kindergartener

    in K-8 Curriculum Board

    Posted

    Interesting. I've used it with my oldest two and working thru it with my youngest now.

     

    I think it's great for blending and say it fast.

     

    It is very challenging for me to sit through. I'm greatly looking forward to chucking that stupid thing out of my life.

     

    We move to opgtr after 100ez and I only include other reading books if they really want to. Usually they are done by the end of the lesson. My little secret is that they aren't as 'done' as mama... I just hide that fact.

    don't procrastinate on your taxes

    in The Chat Board

    Posted

    1. Don't have everything I need

    2. Due to the complexity and newness of our situation, I have to pay someone to do ours this year.

    3. Self employed and while I've been paying quarterly, I'm sure I'll have to pay more. So not in a hurry.

    4. Just realized I haven't paid or saved specifically for, state taxes since may so I'm definitely scared.

     

    I'll be in my room pouting if anyone needs me. *Ugly cry*

    Stomach pain in kid/only at night? *Updated again

    in The Chat Board

    Posted

    Yes, I would be at the dr now. Chronic stomach pain and vomiting, with hours of moaning and groaning. That must be very, very painful for the poor guy. Get him looked at.

     

    I'm going through some stomach issues myself right now. They are very painful, and very distressing. I'm completely baffled that you are trying to self-medicate or something (?) with this. Sorry if this seems out of line, but you really need to understand that stomach and intestinal issues are very painful and can be quite serious health issues.

    Honestly I've learned to try to self medicate due to past experience.

     

    This was just another example of me spending a ton of money and time at the doctor's with exactly zero to show for it. It's happened to me.

     

    We went to the doctor last spring. I spent roughly $1000 for a few visits, a stool sample, and an x-ray. I had to basically harrass the doctor every day to even get a callback. I never heard feedback from the X-ray. We have one doctors office in our town. We don't have specialists. $1000 is about a third of our monthly income so I don't have a lot to just toss around.

     

    He didn't have any problems all fall but this week has been continual pain. I think we will try dairy free first (it's helped me) and if that doesn't help, will try gluten free (I've done both so I know how big of a pita it is).

    • Like 1
×
×
  • Create New...