I do zero end budget annually. I consider no expenses fixed expenses, only semi-fixed and variable. I budget savings first, semi-fixed second and variable last. I charge everything on cc and record it from there. I did finance and budgeting for a living for many years, both, corporate and personal and I can tell you that corporate does it from the "ground up". I've helped some friends do it that way, they liked it.

I grew up in a different country, there were no mortgages, no credit cards, and the idea of being poor was very different than what it is in US. I know they saved and never borrowed from anyone. That's about it. When we came to US, my mom didn't want to buy a house bc she couldn't wrap her head around "borrowing" money. I don't know if I am the way I am about money bc of nature or nurture. I talk to my kids about it, but in more abstract terms, I think. They don't get allowances bc "there is no welfare in our house". They do get their own budgets for certain things. They don't k

I LOOOOVE that!!!!!!!!!!! I am totally stealing it!

Well, if she can afford her own food, then yes, I would be furious.

Do you pay for it or it's free to the recipient?

Don't know..... Kids were picking from different rows, some of them weren't marked.... I do have a dehydrator, so might try that and also freezing pieces. I buy organic apple sauce in TJ for very cheap, so I don't think I want to invest time and energy in doing that.

No, but I didn't have a lot of friends to begin with. I actually got more close with some people. I am not surprised that this is happening, though. People have been getting more and more intolerant of difference in opinions. Couple that with increased levels of rudeness and almost non-existent civility and critical thinking- and you get a bad combo. This has been happening for many years. I think the reason this particular topic made it more volatile is bc 1) everyone is affected one way or another 2) it relates to health. So, unlike many other topics- everyone picked a side. And then bo

Do I have to use fresh lemons or can I use lemon juice from a bottle?

We never got them totally back in stock - it was such hit or miss. Although I only buy it in BJs, may be regular grocery stores had it, I don't know

Ohhh I like that, thank you!

It's apple picking season, so we went apple picking....I got a LOT of apples. We like apples, but even with 5 people I don't think we'll be able to eat it fast enough. I have a few recipes that I can make with apples, but I need some that I can make and freeze. I don't think I want to just freeze apples. No apple pies! I don't make pies!! So, anyone got some good recipes with apples that freeze well??

Someone posted on FB (I didn't research it any further) that new owners of Homeschooler buyer co-op are being investigated for fraud, so if you are thinking of purchasing anything through them, keep that in mind

Can't remember if if I posted that I finished The Good Earth by Pearl S Buck. Wow, so much to think about.

What confuses me about a lot of those recipes is that meat has to be cooked before putting into crock pot Did you see her lemon chicken orzo soup? I make one on the stove, she has one in the crock pot, but cooks chicken first.

Oh may be I'll just try it for bone broth. And again, I am not "telling" my husband anything, we don't have that kind of relationship.