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139 ExcellentAbout Mom2pandc
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Queen of the crazies
- Birthday June 4
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Female
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Location
Northern Indiana
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Mom2pandc changed their profile photo
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THIS ADVERT HAS EXPIRED!
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Michael Clay Thompson English Level 2 (Town Level). $130 ppd (This is a heavy package!) Includes the complete set with both student and teacher's guides: Caesar's English 1 (2 parts for student), Paragraph Town, Grammar Town, Practice Town, Building Poems (retail $225) ​No writing, very gently used$130.00
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IEW Phonetic Zoo Level A Complete set with CDs, lesson cards, and student spelling zoo cards (retail $99) $55ppd Phonetic Zoo Level B with CDs, personal spelling lesson cards only, and student spelling zoo cards (retail $79+) $50ppd Phonetic Zoo Level C - CDs only (retail $79) $50ppd$55.00
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THIS ADVERT HAS EXPIRED!
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Logic of English (1st edition) $85 ppd Teacher's Manual 2 Spelling Journals Phonogram and Spelling Game Book Basic Phonogram Flash Cards Advanced Phonogram Flash Cards Grammar Flash Cards Spelling Rule Flash Cards 3 sets of Game Cards 2 Cursive Writing Strips (Can add the PDF student books online for $15 from their website to round out the entire set.) We absolutely loved this curriculum. This is everything you need to teach any type of learner.$85.00
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would you take money out of investments in this situation?
Mom2pandc replied to ktgrok's topic in The Chat Board
I am about as anti-debt as they come after fighting my way through debt and out of all debt over the last several years. I'm also a Dave Ramsey follower after following his financial advice for years and have completely flipped our financial situation into a very very positive one. I don't think that you can get ahead while in debt. You are feeling defeated by your student loans and saying you will never pay them off. Debt is debt. Trying to get financing on a car is not a good idea. You already stated you've been denied. That's for a reason. You have a lot of debt already! Add -
Mvelopes? Mint? Dollar Bird? Any experience with budgeting apps?
Mom2pandc replied to Harriet Vane's topic in The Chat Board
I use EveryDollar by Dave Ramsey. It is so simple and sleek. Not a bunch of extra stuff that I don't need. It isn't visually cluttered like some of the others I've looked at. It's easy to use both on the computer and on a smart phone. Both my husband and I can access it to assign transactions, check the budget, or make changes. I do pay the $99 a year for the plus to have it linked to my bank accounts. However, as long as I have done a budget and assign all the transactions to their appropriate categories, I no longer have to check my bank balance or balance my checkbook. The time sav -
Water leak in my house w/damage. Any tips?
Mom2pandc replied to VeteranMom's topic in The Chat Board
Lots of pictures and video as you said. We've had a few incidents like a tree limb through the roof followed by heavy rain, and a faulty pump in the basement that flooded the basement. We were told we are responsible for mitigating the damage. Like we hurried up and had the roof fixed, called the restoration company out right away, etc. you can always ask the professionals what else they think you should do since they are familiar with working with the insurance companies. As others said, I would bring in your home owners policy right away as this is going to exceed your deductible fast i