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tex-mex

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Posts posted by tex-mex

  1.  

     

    Perhaps some will be unhappy with this analogy, but here is an idea my husband and I have been batting about: If a family can afford to provide a car for their young driver, they usually look for a vehicle that is safe, reliable, and reasonably priced. (For the purposes of this analogy, we set aside the parents who will indulge their kids in what's "cool" or "in.") Safety, reliability, and cost-effectiveness. Those are the considerations. The parents don't generally send the teen driver off to search for a vehicle without outlining how much can be spent and on what sorts of features. I'm not sure why we would set our prospective college students off without similar information. This is what we will contribute. We will never set a limit on how high you aim, but we will also not risk our financial future on a big-ticket college simply because you were admitted. If you want to attend XYZ, do what you can to earn merit aid. After that, let's crunch numbers. Be prepared with some alternatives that also meet your needs.

     

    We've been having conversations like this with our students since, oh, they were able to understand that working hard and earning the right stats do not guarantee anything.

     

    Anyway, those are some thoughts I had after reading this post and the one in which you linked the article. Again, congratulations and best wishes to your son!

     

     

    Sorry to hijack the thread... coming out of lurkdom to compliment your post.   :iagree:

     

    And to give my 2 cents in that based on the same discussion with my parent before going on to college, I made the choice to get an education without sky-high debt.  Once I graduated and began teaching, I quickly paid off my remaining $25K debt with my first year's income while we lived on my spouse's income.  Then we switched and did the same to eliminate his $20K debt.  That was back in 1993.  No need to risk our future on a student loan debt. 

     

    /hijack over

  2. I'm not sure about the credit issue, but on ds's university transcript, the CLEP credits don't have any effect on his GPA.

     

    Ds took an American history and the sociology CLEPs and studied using the online InstantCert program. He studied minimally and passed by the skin of his teeth :D. He plans to take a couple more this summer, and I expect he will study both a basic text from home or the library and use InstantCert again, hopefully with a little more study time put in.

     

    Thanks!

     

    Is this the website your son used?

     

    http://www.instantcert.com/college.php4

  3. Hello All!

    I originally posted this in the College Board, but would love advice from those who have done CLEP.  

    I now am working f/t as ds is attending college locally.  DS is a special needs student who was homeschooled from 3-12 grades.  He just completed his first semester of college with great grades.  :hurray: Thanks to his Advisor from the Office of DIsabilities for all of her help!  

    When ds was being homeschooled, he resisted the idea of taking the CLEP exam in high school.  Now, that he has completed his first semester... well, of course he is interested in taking a test to avoid sitting in a class all semester!  Imagine that. LOL  :001_rolleyes:

     

    Since ds is Special Needs (Rare Liver Disease, Learning Disabilities and Aspergers Syndrome) with help from the Office of Disabilities, both his advisor and us parents suggest he take one CLEP exam this Spring 2015 to get a feel for the studying and exam.  But we do have some questions.

     

    1)  I took a look at the community college CLEP passing scores and saw there was a 7-10 point difference in what they consider passing for credit... versus the 4 year University ds wants to transfer to.  Am I correct in thinking he needs to maintain the passing score for the 4 year University despite what the current cc says?

     

    2)  What "grade" do the scores correlate to?  I read on the official CLEP site the student gets a "P" on their transcript.  How does this affect the gpa?

     

    3)  Any advice for study guides from certain publishers?  

    Thanks in Advance!

  4. Hello All!

    DS is a special needs student who was homeschooled from 3-12 grades.  He just completed his first semester of college with great grades.  :hurray: Thanks to his Advisor from the Office of DIsabilities for all of her help!  

    When ds was being homeschooled, he resisted the idea of taking the CLEP exam in high school.  Now, that he has completed his first semester... well, of course he is interested in taking a test to avoid sitting in a class all semester!  Imagine that. LOL  :001_rolleyes:

     

    Since ds is Special Needs (Rare Liver Disease, Learning Disabilities and Aspergers Syndrome) with help from the Office of Disabilities, both his advisor and us parents suggest he take one CLEP exam this Spring 2015 to get a feel for the studying and exam.  But we do have some questions.

     

    1)  I took a look at the community college CLEP passing scores and saw there was a 7-10 point difference in what they consider passing for credit... versus the 4 year University ds wants to transfer to.  Am I correct in thinking he needs to maintain the passing score for the 4 year University despite what the current cc says?

     

    2)  What "grade" do the scores correlate to?  I read on the official CLEP site the student gets a "P" on their transcript.  How does this affect the gpa?

     

    3)  Any advice for study guides from certain publishers?  

    Thanks in Advance!

  5. Unfortunately, the school counselor was a mandated reporter and called it in to (I would suspect) CPS.  It sounds like either a police officer or the CPS agent authorized the 72 hour hold based on what they saw at the school - leading up to the ride on the ambulance.  I'm sorry to hear this happened.  The parent had to have been so upset.  :grouphug:  

  6. Orton-Gillingham is complex. It takes more than a 30 hour course to declare yourself a tutor. The real heart of the program follows the course work, where you should be doing at least 100 hours of supervised tutoring just to get you to the lowest level of being a tutor. You should be trained by an Orton-Gillingham fellow and do the required practicum if you are thinking of becoming a certified O-G tutor. Otherwise I suggest you look into becoming a Barton tutor, which utilizes O-G principles but is a lot less intense.

     

    Correct.

     

    I am trained in the OG method since 1996 via Spalding International.  And used it for many years as a public schoolteacher and homeschooler with my special needs son who has Severe Dysgraphia. (Spalding has 5 levels of certification from tutor through executive trainer indicating extent of training.)

     

    It is very intensive training and the program can burn out some students who learning modalities are not suited for the rigor.  However, I have seen much personal success with it with ESL and Dyslexic/Dysgraphic students.  

  7. Hi Everyone,

    Just coming back out of lurkdom to give an update.  Dusted off my old blog to share a new YouTube video my son and I participated in for the Chronic Disease Fund (now called Good Days from CDF) 2014 Awareness Campaign.  

     

    http://crookedtreehollow.blogspot.com/2014/10/the-crook-family-surviving-genetic.html

    Son is now in college after being homeschooled from 3rd-12th grades.  And I am back to work at a large school district.  There are days when my body is not able to keep up, but I keep one foot in front of the other, so to speak.  I sure do miss you all and hope all is well.  Please feel free to share the video and I hope it gives encouragement to others.  Son and I are also mentors via another national group to help newly diagnosed patients with our rare (genetic) disease.  

  8. I think that a log cabin isn't the best quilt for a beginner. They can be confusing. 

     

    I highly recommend Yellow Brick Road as a good, solid beginning pattern. It's very beginner friendly. 

     

    :iagree:  :iagree:  :iagree:

     

    I would never recommend a log cabin for a beginner.  Yellow Brick Road is a classic and very easy for a mother/daughter project with fat quarter fabric over a weekend.  They can take the completed top and later layer it for basting and then quilting.  

     

    I was also thinking the 9 patches could be saved with a seam ripper and re-done.  Why not make them into a pillowcase and then move on to another project?  

     

    http://www.favequilts.com/Quilted-Pillows/How-to-Make-a-Patchwork-Pillow/

  9. My brother has rented to 'Section 8.' He would tell you that it all depends on the people. . . period. To say that Section 8 people ALWAYS trash houses is wrong. If you could set up a way to get references and a hefty deposit check, promised back if they keep the place decent, you'd get better results. Unfortunately there are NON Section 8 people that would just as easily trash a place. It's called lack of integrity and it runs across all race barriers and financial status'. 

     

    :iagree:

     

    We were landlords for a 4-plex in a really nice area of North Dallas and we never had a problem with our tenants (2 out of the 4 units) who were Section 8 renters.  The 2 Section 8 renters were both vetted with a background/credit/criminal check and their jobs were vetted as well by us to be legit.  Both ladies were single moms and were the nicest ladies.  Their kids were no problems and the reason they chose to live in our "yuppie" area was the fact our local school district had a magnet school their kids attended.  I did not blame them one bit. Their units (#1 and #2 units in our 4-Plex) were in good order and we had no problems with them.  

     

    Another elderly retired couple rented the third unit and they were delightful.

     

    As for the fourth unit?? That unit had 2 people who for various reasons skipped out into the night before we could evict them for lack of payment.  All were vetted via the same background/credit/criminal check like the others.  And they had better paying jobs compared to the Section 8 tenants.  Quite frankly, those bad apples had lack of integrity.  One tenant left everything in her unit as she up and left.  The front door had notices from other creditors after her.  Inside her unit as we were cleaning up was so much paperwork of her $$ financial hole she dug herself into.  No wonder she ran away.  I ended up asking the judge to legally evict her and slap a $$ judgment on her so it would follow her a la credit report for the next landlord to see that she was trouble with a capital T. 

     

    One other tenant (not a Section 8) in unit #4 damaged the unit so badly, it took 45 days to repair the unit and $3500 out of our pocket.  She had a blind cat who did not use the litter box.  Stripped old carpet, old pad, old drywall, baseboards and used Kilz, bleach, with an ionizer to kill the stench from that cat.  Then put in new drywall, plaster, baseboards, carpeting... what a nightmare.   :glare:

  10. They closed a college near San Diego after a student vomited in class. It is unclear whether she or her family member was on the same flight as the nurse with ebola. They are quarantining many college students who were in the same room at this time and the CDC is responding. This is ongoing, so there are a lot of confusing reports.

     

    Here is the update.  Student allegedly recanted the ebola story. 

     

    http://fox5sandiego.com/2014/10/16/no-ebola-at-southwestern-college-officials-say/

  11.  

     

    The blue peel from Obagi is a TCA peel with possibly a blue tint added in. That can also be bought and done at home, but I personally wouldn't. I am under the impression that it is a strong peel and I would be afraid something could go wrong. And frankly, I am not even going to do that in a doctor's office. I don't want to do anything that has 'downtime'. I wouldn't want to feel like I have to stay in my house because I am red or peeling, or worse.

     

     

    It is more than that... your face is blue for up to a week.  Mine was about 4 and a half days.  My friend's face was up to 6 days. LOL  :blushing:   Don't plan on leaving the house!

  12. Back when we had $$ and I stayed at home - sure.

    I started with a basic chemical peel at the local day spa.  Then went to a local plastic surgeon who did the Obagi regimen with me for over 1 year.  Along with Obagi, I did laser treatments at a day spa and man... my face was fah-bu-lous!! 

    Now, that son is in college and homeschooling is over... I work for peanuts.  But I use this product and it is wonderful for zapping those zits and keeping your pores clean.  This sounds bad, but the burn does not bother me and I usually let it seep in my skin overnight.  Then in the morning, I rinse and tone with Witch Hazel.

    http://www.amazon.com/Salicylic-Acid-Peel-30ml-Professional/dp/B000PLUZL8/ref=sr_1_1?s=beauty&ie=UTF8&qid=1413221520&sr=1-1

     

    If you use it for more than 6 months, you will see a reduction in scars.  But it is not strong enough like Obagi to peel the permanent scarring like the final "blue mask" regimen.

  13. Your FIL could set up a living trust and put his assets (cash, business, real estate, etc.) into it, with your DH listed as successor trustee. That way, he would still retain control over it in his lifetime, but after he dies your husband would take over and distribute the contents as your FIL wished. None of the assets in the trust would go through probate. He would still need a will, as a back up to cover anything that is not specifically in the trust, but presumably there would not be much outside of the trust, so not worth your BIL trying to challenge the will.

    :iagree:

    My in-laws did the same thing for our inheritance.

     

    And they made sure my son inherited funds for college via a 529 account in a Special Needs Trust that has a trustee.  You do not need the permission of the mother.  Just the legal names of the children and last place of residence for a lawyer to verify who they are and track them down.

     

    My son inherited a vacation home in the trust's name with the trustee taking care of the monthly/yearly costs from the account.  One thing I need to add if the OP's husband wants to, is they can set up a college 529 account in the children's names (with SSNs) and have OP's husband be the trustee.  Should for any reason the grandchildren choose not to use the college funds, the funds can only be used by a college or university.  And the funds can go to other family members (listed in the trust) or their children (i.e. great-grandchildren).  

     

    Hope this helps! 

  14. This is a horrible trend that I noticed a few years ago at the elementary level. I was looking at a book about upping scores on writing tests and they described levels of increasingly edgy topics with a clear indication that the more sensational, a higher grade would result. It's bad enough at the college level but it was a huge turn-off to realize that this was being encouraged for younger kids.

     

    :iagree:

    (Coming off lurking mode...)

    Sidenote: My son is attending a nearby college and lives at home.  He is with a rare liver disease and is with the Office of Disabilities on his college campus.  He is doing great thus far in his first weeks of Fall Semester.

     

    Last night after my son's college (English) class, we were in the car driving home.  He suddenly remarked to me that the book he was reading was banned in some high schools.  (I read the book previously and it surprised me that it was a banned book...) But the professor brought up the subject that night in class.  

     

    He said the class was split 50/50 over the idea it was banned and half of the class felt that 9th graders could read the book and "just get over it".  He and another fellow homeschooler felt differently and they said to each other that there would be no way they'd let their kids read it in the lower grades.  And how they both felt they were old enough to analyze the book from a more "mature" perspective. 

     

    I did not say much, but kind of smiled to myself about his remark. LOL 

  15. Our library has the teen volunteers sign in/sign out on a paper sheet/clipboard before going to their assigned posts.  Does your library have a paper backup to prove the hours? Can one of the librarians vouch for your son? I'd be a bit ticked at the coordinator. 

  16. Great idea and inspiration for new recipes!

     

    Sun = Nacho buffet

    Mon = (leftover) Enchiladas, Nachos & Salad

    Tues = (New Year's Eve) Appetizer buffet and Family Movie Night (Snacks)

    Wed = Homemade Potato & Corn Chowder with Cornbread & Salad

    Thurs = Breakfast Biscuit Sandwiches w/eggs, cheese & bacon

    Fri = Pizza Night w/salad

    Sat = (leftover) Soup & Sandwiches

  17. DH grew up with his dad working on holidays and recalls many a Thanksgiving or Christmas at the Fire Station as a kid.  Used to be a schoolteacher and got the week of Thanksgiving off, but was always stuck with grading and too tired to decorate or cook.  Now, both DH and I have to work holidays but celebrate on another free day the holiday with a simple dinner... Prime Rib instead of Roasted Turkey for 3 people! 

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