Oh god, the vet. Yeah. My dh HATES the word too! I'm officially the one who loves the dogs... I came home one day last year and he's tells me, "Honey I got you a giftI". Turns out he bought a pet insurance policy with Pet Assure. I said darling, you're the one who's always griping about the vet bills, not me! You bought YOURSELF a gift ;) LOL