Not an expert but I would be happy to give feedback if you want to pm me. 🙂

I've had two root canals with no issues. Also wanted to mention that pulling a tooth and not replacing it may lead to bone loss.

I think you are. Don't remind your mom if you don't feel good about it. You don't need to provide a reason for other people to approve of what you need to do to maintain your mental health. I think what @Indigo Blue deals with is not what you're thinking. For example, my mom and I have issues. We have values that are poles apart and I have some abandonment issues from what she did in my childhood. We currently have a cordial relationship in which I would happily remind her about my kids' birthdays. However, my mom is not toxic or manipulative and respects me as my own person. From what I remember, Indigo's mom is different story and Indigo is still trying to heal and have a healthy sense of boundaries.

If your sister's kids are currently enrolled in public school, it's a good idea to send a letter/email notifying the school she is withdrawing them to homeschool. After that, she doesn't have to do anything else in terms of official reporting/testing. I don't think getting back into school is not an issue unless you're trying to claim high school credits to enter 10th grade or above. I was able to enroll my dd in 9h grade with no issues (homeschooled all the way until then). The school did ask for a math test for Honors placement. Also, in my area, homeschooled kids were allowed to take non-core classes in public schools, so they had access to fun electives like cooking, art, drama, etc. PS I'm talking about my experience homeschooling in mid-Michigan.

I have caesarstone counters and I put hot pots and sheet pans directly on the surface. Don't know if I'm supposed to, but the counters are still in great shape.

My DD17 has been struggling with this, but perhaps for different reasons than your DD. Some background: we've always homeschooled and my kids have all been academically inclined. I grew up with an Asian "tiger mom" and resented that, so with my kids I tried not to equate academic achievement to success in life. Despite this, DD17 has been pressuring herself for perfection in schoolwork throughout high school. She worked 10-12 hr/day in 9th and 10th grade, which I thought was excessive. I tried to talk her down and encouraged her to aim for the 80/20 rule without much success. In April of 11th grade, she hit a wall and 12 hrs of schoolwork a day turned into 10 hrs of crying and 1-2 hrs of some schoolwork maybe. We limped through the beginning of May, she took her AP exams, and was off for the summer. Over the summer, she had trouble doing any summer school work (we usually do something light over the summer). Even an hour's worth a day caused hours of crying and meltdowns. I've talked with DD17 at length about why she feels overwhelmed, and from what she describes, deep down she feels like if she can't get near perfect scores/grades, that means she isn't a good person, she won't succeed in life, her teachers will think badly of her (which devastates her), etc. When I can reach her in a calm moment (for her and for me), we can discuss this...that this is distorted anxious thinking, that this is untrue, irrational, negative...and she can feel calmer and is able to face her work. DD17 is a senior now and is doing ok. She and I agreed she should have a light load this year. She doesn't melt down every day anymore--more like twice a week. It doesn't last all day either--maybe just a morning of tears. It helps if she can get outside in the morning everyday for some exercise. But it's still a struggle for her. So I don't know if any of this is relevant or helpful, but lots of sympathy for both you and your DD.

👆

Here's my suggestion (google sheet): https://docs.google.com/spreadsheets/d/1CS0QJilUNcApwJey-xfV_ShuzTZNeYololacBAOTKpM/edit?usp=sharing

For accidents, I would buy dollar store shower curtains and carpet the house with them so cleanup wouldn't be as bad.

Yeah, your mom sounds like she's got major issues. So selfish.

Woohoo! Now just hold on through the rest of the roller coaster 😄

My DH was an assistant professor. He did not receive any materials and did not pass any on. He had to develop his own class.

I think the financing contingency would allow the buyer to back out if the house doesn't appraise high enough and the lender requires more $ down for the loan to process.

I vote for the black ones. I don't prefer the red ones because I don't see red in the top. Also, they look a little chunky to me.

Google says 3% on average in Florida on top of the realtors' fees (usually 6%), so 10% to be conservative. So after paying the mortgage, you would net ~111,000. Personally I would just put 20% down so you have funds to change things in the new house.

I've refinanced twice in the last two years with Watermark Capital and their lending fee (I think that's what it's called) is a flat $1500 (30 yr loan). But both times they've given us lender credits that basically covered all costs. Our loan amount was much much higher than yours (very high cost of living area). Did you shop around for lenders?

You may need to (or have someone else) do some number crunching for you. If you reduce your retirement contributions by x%, how much will your projected retirement income suffer? Or how much longer will you/dh have to work in order to retire at the income level you want? Without good information about the choices you're facing, it's hard to see things clearly/rationally.

This unique dish brush and soap dispenser https://www.target.com/p/full-circle-bubble-up-soap-dispenser-and-dish-brush-set/-/A-50317248#lnk=sametab You fill the bottom with a little dawn and some water, push down on the brush to get it soapy whenever you need to scrub something, and you have enough to wash dishes for days and days.

My DD had SVT but never passed out. She knew tricks to get over the episodes but in her senior year of high school the episodes started coming very frequently. We opted for the ablation and it's stopped the SVT. It was a quick surgery and easy recovery for her.

We have (multiple) IKEA duvets and covers without corner ties. They've always stayed in place just fine though.

No fees for transferring from invested to cash or vice versa.

Wow! Those are so good!

Can you log into your credit card account online? You might be able to dispute the charge all online. If there is a possibility that you gave your credit card information to a site that's not legitimate, you should be able to put your credit card on hold (freeze it) or cancel it online too.

Why can't you run the AC? I thought the filters would clean the air?

I was/am into attachment parenting, and when I felt like I needed to wean my kids around 2-3 yrs old, it was easy to distract during the day but night time was harder. I did feel ok with them crying at that age and I would hold them, rock them, walk the floors with them, etc. until they fell asleep. Usually it took 2-3 nights of this and then they were able to accept snuggles instead of nursing. Why are you weaning? If you don't really feel a compelling need, maybe give her more time. But if you're done, don't cave...