Part of the problem to me is the lack of transparency of the part of providers about cost. I tried calling to get info on what a big evaluation would cost and couldn't get a direct answer from any providers office. As a consumer, I feel this information should be more available so I can choose for myself the balance of cost vs provider.
I did it for my granite counters (got many estimates. Prices ranged from $3,500-5,000.) So why shouldn't I be able to find it out before doing a medical appointment, evaluation, lab test or x-ray.
The second problem is with crazy billing practices and disallows. My sister in law had a line item the other day that was $1200 for a blood test. It was disallowed down to $90.Over 90% discount. It is such a broken system.