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Bootsie

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Everything posted by Bootsie

  1. Lands End often has sales on their swimsuit pieces, especially in the fall. It can be hit-or-miss as far as color and styles available, but I have been able to pick up a number of basic swimsuit pieces over the years inexpensively. I have a pair of navy board shorts from Lands End that purchased at a greatly reduced price by watching for their sales.
  2. I would like for community leaders to distinguish between emergency information and important information. I would prefer to receive emergency notifications only about an immediate issue for which I need to take an action--e.g. Tornado threat--seek immediate shelter. Emergency notificaitons like "artic air expected in three days and road may ice" are not about emergencies, they are about important information. Or, silver or blue alerts about incidents happening in my state, but hours away, or simply a disruption.
  3. I expect clear, honest, consistent communication. I expect leadership in helping restore basic health and safety needs (clear roads, clean water, etc.)
  4. This has not been our experience travelling internationally with our children. There is no address on the passports to make sure they match. We have had all passports handed back to one person in our party. There has been airline security that has checked identity, etc. But, generally, we have not encountered border patrol until we are reentering the US. Our kids have also travelled internationally without us and with only one parent.
  5. I did too--and that was fancy because I learned to type on a manual typewriter.
  6. I have a relative to who was in a similar situation, but a much younger age. An important thing is to make sure that the ex-wife is no longer listed as the beneficiary on the life insurance policy. Is the youngest child now 17? How long before this person turns 18? IME, the court will let a 17-year old child have a significant say in where they live if a tragedy occurs.
  7. Yogurt with fruit/granola; soup in a thermos; hard-boiled eggs; wraps (I had one child who would eat something on a tortilla that she would not eat on bread as a sandwich; a dip with some form of protein in it and raw veggies
  8. I agree that you would be opening a can of worms to do a collection in this case. A number of people will have a variety of medical issues and bills, or other financial issues, over the years and it would be difficult to determine when to do a collection once a precedent is made. I would suggest that the co-worker consider helping individually by providing a meal or a gift card to the local grocery store (which could even be done anonymously).
  9. High School Investor Challenge - Neeley School of Business (tcu.edu) This looks like what you are looking for, but it is only for students who will be entering their senior year of high school in Fall 2024, and it sounds as if he is grduating from high school this May so it wouldn't work for him. I have seen some universities offering a non-credit type of course for their freshman students along these lines, so you might check and see if there is any such program at the school where he has applied.
  10. I have had several friends who have lived in the French Quarter. In fact, I know a couple who raised to children while living in the French Quarter. Their use of a car was similar to that of people who live in the center of other cities; many daily activities are within walking distance, but driving out of the downtown area is not really any more difficult than other cities, in fact, I have found it easier than some other cities.
  11. That is frustrating. But, at least you got your mail. That is more than I can say for our mail service recently. We have had neighbors' from down the streets OUTGOING mail put in our mailbox by the mail carrier several times recently (different neighbors and different days--all at least 7 houses away) and I had a new credit card mailed on January 4 which has not been delivered and a paycheck mailed January 11 (from the city I am in) which has not arrived. We have no idea what other mail we aren't even receiving.
  12. I am not sure if it is being asked if (1) it is important to raise daughters who could support themselves or (2) my wife, who has not been in the labor force, could support herself if need be is a male perspective. I do not think DH and I view these issues differently. We think it is important for both males and females to think about how they would support themselves in a number of different situations--not only does a female who is not currently working need to be concerned about becoming a widow. The death of a stay-at-home mom can put significant financial strain on a family; the illness of a working parent can be financially devastating; if a person is supporting themselves and becomes incapacitated is especially problematic. No one can perfectly plan or protect against these scenarios, but young people need to consider what resources they do have in place. Is there extended family that can probably help for a while? Are there significant savings than be tapped? Are there other marketable skills that could be employed? Is there enough life insurance to get the family through a period of adjustment? Do those who are working have disability insurance? Neither DH or I think it would necessarily be easy and that a family could continue without some changes in lifestyle or adjustments, but think it is important for both males and females to consider that the unthinkable may happen.
  13. I would start at the pediatrician. When he reported that he was constipated, did he use the wrong word, or was he feeling constipated AND having diarrrhea?
  14. Housing prices have risen significantly more than median household income in the US in the past two decades. What is driving that? The increase in housing prices is correlates with the rapid increases in the money supply, especially in the past 4 years. The rapid growth in the money supply results in inflation, which is being seen in housing prices. Tackling increased housing prices, means tackling inflation, which means tackling the rate of growth of the money supply.
  15. It sounds as if this is more about personal preference rather than about an elderly person who is unable to take care of themselves physically and who is unable cognitively to make sound decisions. If she is capable of working three days a week, it sounds as if she is capable of making her own decisions. It sounds as if this has been her cleaning-style at a younger age, and not something that is a recent change. She may not make the decisions that you would make in her place, or that you would be most comfortable with her making, but they are her decisions to make.
  16. I was 24 and married when I bought my first house. We were just out of grad school with two professional jobs. Interestingly, my two younger sisters have never bought a condo or house.
  17. It might help to think of them as having some health issues that cause them to need some extra assistance rather than "old". DH is older than your parents; I would not take kindly to our children referring to us as "old parents".
  18. This tax credit is actually being used by a wealthy developer in financing the project in my area that I mentioned. This lowers the federal income tax this developer would have to pay, but it does not eliminate the property taxes owed on property.
  19. I have been looking in my area to see what types of property tax breaks there are for owners of property of affordable housing, and it isn't straightforward. One of the issues is that the local government, school districts, and other taxing authorities would prefer for the property to be used in a way that will provide tax revenue for them. I did see that an affordable housing complex is being built in my area with some special funding--90% of the complex is one-bedroom, 7% is two-bedroom, and 3% is market-rate one bedroom units. The cost per unit for construction is $190,000; this seems pricey given that there are a number of 3-bedroom homes for sell for about $200,0000 here.
  20. I did a little bit of investigation of what it would take in my area to purchase a rental and provide affordable housing. I can purchase a property for $200.000 to rent. The median income in my area is about $33,000. 30% of that would be $9,900 I could charge and be within 30% of the median income. The property taxes on the unit would be about $6,000 per year. That would leave me $3,900 per year to cover other expenses (roofing, AC repair, fresh paint, etc.) and any profit. Considering that I could put $200,000 in my savings account and earn 4% without risk or headaches and earn $8000 per year, I cannot see that it would be financially feasible to purchase and rent this property. High property taxes are a barrier to providing affordable housing.
  21. I am not understanding the overall arrangement. Party A is paying non-profit B to provide services for person C and non-profit B contracts with Party D to provide these services to get Person C involved in the community? Is that correct? That sounds like an odd situation.
  22. I don't know how well the operate in other areas, but I have been impressed with the intiaitives and projects of Habitat for Humanity near where I have lived to address affordable housing opportunities.
  23. But, there are still a range of issues. Are we discussing how to we make sure there is zero-cost housing for someone without a job? Are we discussing the fact that the family with two kids can afford to rent a two-bedroom apartment at less than 30% of income, but cannot afford to buy a three-bedroom house? Are we talking about a 20-something who can share an apartment with a roommate at 25% of their income, but an apartment without a roommate would be more than 30%?....
  24. I think a prerequisite for designing a model for addressing affordable housing is defining what is meant by "affordable housing". To some people that means housing for typically homeless individuals who have no job or income. To some people addressing the affordable housing issue means that a person in their early 20's should be able to find an apartment near their place of employment that does not require them to have a roommate. To others it means that a family can purchase a three-bedroom home on the income of one wage earner. And there are many other standards people would use as their definition of "affordable housing." Those are very different issues with very different possible solutions (and those solutions can be at odds with each other.)
  25. I don't have any good alternatives, but I think I figured out that one person in my house was using the bins to pull the door open more widely and tugging on the bins to shut the doors which was leading to breakage.
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