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northcoast

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  1. OP - are you in OH by chance? Here's some info that may be helpful if mil is part of the State Teachers Retirement System: https://www.strsoh.org/retirees/health-care/medicare.html If not, just ignore.
  2. I haven't read all the responses here. However, there is one doc who wrote a New York Times op-ed piece (March 20??) & has been giving interviews who is suggesting there is a way to "minimize harm" & opening society. I think his interview is worth listening to no matter what you think should be done as he answers questions we all have in a calm manner. It's very thought provoking, imho. And here is his website: https://davidkatzmd.com/coronavirus-information-and-resources/
  3. I hear you about being in the car. After time at home we will be stir crazy. Hmm, I should add an audio book to my library list.
  4. I am thinking I don't have mental energy either. I want to read something light hearted however.
  5. I am sorry you won't get time off! Still homeschooling dd but everything is shutting down around here.
  6. It can be new or old or repeats of what you have read. I am looking for ideas before I do my library run tomorrow.
  7. Both of my kids used Margaret Lial's Advanced Algebra for self teaching. There are a couple different series which is explained by Jann in TX in this thread I believe.
  8. My dd daughter loved Apologia Marine Biology, first edition! She does have high interest in that area. We did spring for the slides and did the course while she was in middle school. It's been a while. If you have some more specific questions, ask away & I will ask dd since I am not remembering much.
  9. Since you mentioned hiking, look into Harney Peak now renamed to Black Elk Peak. It has a fire look out structure & is the highest point in SD & east of the Rockies. The view is awesome! At least 7 years ago it was. 🙂 You can drive Wildlife Loop Rd to see wildlife & Needles Highway for the views. Visit Prairie Dog Town to see Prairie Dogs. For more hiking maybe look at this link to get you started: https://rootsrated.com/stories/10-best-hikes-in-the-black-hills I need to ask DH about more hikes we did as I am not remembering. We camped at Custer State Park which has hiking trails too. If your boys don't do tours well I would not do Wind Cave until they are older. The cost probably wouldn't be worth it for your family. Our kids were 10 & 13. It is a great tour & they enjoyed it. This tour is not one to do at your own pace. eta: you will probably will do a fair amount of driving to do different things in the Black Hills. Not as bad as Yellowstone but stuff is a little spread out.
  10. Another vote for Grove City. DH's cousin graduated from Grove City about 18 yrs ago & has done very well with his mechanical engineering degree. A few years back at the Midwest Homeschool conference, Jay Wile said Grove City & Cedarville are well regarded for engineering.
  11. For the reasons already stated, I am not sure an annuity is the best way to go. Would you be open to doing investing yourself or do you want a financial advisor to do it for you? For moderate to lower risk there are mutual funds that do well with low fees such as Vanguard & Schwab. Schwab does have financial advisors if you don't want to DIY & 24 hr customer service. I can't remember about Vanguard... You are off to a great start by asking questions & having a ROTH IRA funded! You know you want moderate to lower risk over time which is also good. If you aren't comfortable investing in a mutual funds and/or a more DIY approach, I am sure others here can recommend other investment opportunities or companies with reputable financial advisors.
  12. Re: 2nd interview & job: she should take the job if there aren't other job options on the table. Three months experience are better than none. I speak from experience. After DH graduated with his master's we moved to a small town for his job where there weren't as many jobs. I had to work a tax season to get my foot in the door for full time work with a local CPA firm. I had accounting work experience & a degree but not tax experience prior to that. The fact she has had a 2nd interview for a seasonal job tells me things are competetive. Prayers and hugs for everything!
  13. I appreciate the suggestion! I hear it helps some people. I am not that desperate yet. ?
  14. I am another that had 21 days cycles and/or spotting that lasted forever it seemed. Now things have disappeared but for how long??? I never know after being so regular. I am sorry you are dealing with this and that I don't have a solution to offer! It's normal to not be normal. Our bodies do crazy things during peri.
  15. You would think as long as we women have been around that science would have something figured out to help us during this life transition. ?
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