It sounds like hurricane coverage is not optional like in California with earthquake insurance.

He's going to to do an exchange and I don't know if exchanges allow some cash to be released to him. I'm worried that he won't have money for property tax plus insurance. His current home has very low property tax and it's capped due to a state proposition so it's basically at a 1970s value with small increase each year. I don't know if an exchange across state lines would allow him to keep his current CA property value in Florida.

Is the entire state of Florida facing a homeowners policy problem or only in certain parts? In CA, earthquake insurance is optional and basically no one buys it. Is hurricane insurance part of homeowners insurance in FL? Can an owner buy insurance without the hurricane part if that is too expensive? ETA: added a word and question

For manufactured homes that are not part of a park but on an individual land, are these comfortable? I found some for $100k or less. Are there any issues with these homes that I need to know?

Thanks for the suggestion! Ok so he did mention about being in the middle of Florida. It’s like here in California. He would be happier living in Fresno where it’s more conservative.

Just sent a pm for agent info. He’s flying into Jacksonville and renting a car.

It’s his dream to own a home in Florida. Sometimes I wonder if politics has something to do with it.

He’s Christian conservative, originally from Puerto Rico. I think he just wants a place to get away. And he complains all the time about our area which leans liberal. Exchanging his home from the Bay Area could yield close to $850k but most of his income comes from his tenants. Or he’ll sell it, buy a moderate home, use up the money to pay for expenses. He might regret this choice because it’s starting over in a place without friends or family without the option of returning to the Bay Area. He’s going to rent a car and go to Tallahassee first and then drive south to see what other parts of Florida are like. He thinks he wants to be in the middle of Florida rather than near the tip or near the top. But I think he should focus more on what he can afford.

Thank you! This is really helpful. Some of the $100k homes are run down, fixer uppers, so I’m hoping that maybe small towns will have better options for him.

He’s from the Bay Area so really anything seems reasonable. I’m hoping the agent can explain things to him.

Thanks so much! I’m going to email him tomorrow morning.

I know an 80 year old (good health) who is insisting on flying this weekend into Florida to look for a house preferably under $120k. It doesn’t really matter which city (he wants me to choose, I’ve never been in Florida), but I think somewhere within reasonable driving distance of an airport would be easier for him. I’ve briefly looked into homes within that price range. It seems like upper part of Florida near Tallahassee have these homes. Are there other places I should look at? Or places to avoid? And if you guys know of any real estate agents, please let me know via pm if better. I might choose the city or nearby cities where the agent works as the place to start for him to look for a home. It’s a life long dream of his to own a home in Florida so I’m not able to dissuade him.

Please, you’re no slacker, you’re the one I turn to when I need help finding something lol.

That is so amazing! Congratulations to him. He can probably just get a job without transferring lol.

My friend’s son started on accutane in college. He had to change the brands due to lack of absorption on the first round. It worked on the second round though he still gets pimples but not to the extent when he was a teen. Looking back in my text messages this is what he used: Claravis was first 4 months. Didnt work. Got prescribed Absorica

Since Dd is still in high school I can wash that cloth around the fencing mask. She will probably do club fencing in college. Plus I noticed if she eats dairy she gets clogged pores/acne. I’m not sure if accutane can overcome dairy, sugar, and sweaty bands.

Thanks for mentioning the accutane accumulation. Dd has mild but persistent acne, and she will start next month with accutane. I used to worry about side effects but after talking to the doctor, I think whatever side effects may happen is better than the constant struggle with acne. We’ve really tried everything, but 9% SA helps a lot unless she consumes a lot of surgery foods and then the process starts over as it takes time to get rid of the clogged pores.

Instacart has done this a couple of times, misdelivery, and they absolutely do not want anything back. I had that happen this week and got to try gomacro bars which are delicious and oh so expensive. The other person got some veggies.

What’s the duration that you prefer? 3 months?

Why is air quality bad in Merced? And is the quality of life bad because it’s a town without much to do and not many places to eat? D is considering UCM as it’s relatively close to us.

I think UCs give merit and not aid for OOS.

I know one but it’s not going to be suitable for many people. It’s in the forest, gives excellent merit, near vineyards, has a surprisingly number of majors for a tiny college, 1.5 hours from SF, has a strong connection to Loma Linda Medical School if interested in medicine (likelihood of getting in is high as the counselors meet with students several times during the course of their studies). BUT it’s Seventh Day Adventist. So no meat, need to take religion classes (like the Jesuits). It’s possible to get full merit based on very high gpa and SAT 1500. Even half merit makes the school really affordable as the room and board is very low compared to most other schools. It may actually be subsidized by the church. Also, plenty of jobs on campus should the students want one. Pacific Union College. Eta: tuition is around $35k As others have mentioned, Pacific Northwest Consortium schools give very high merit, especially Puget Sound and Willamette. Whitman has a pre-read for merit.

But.... there is a happy ending! The stars are married and just had a baby!!

Wow!!! Congrats to the kiddo!

I turn my back but unfortunately my dog knows friendly strangers don’t.