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About 2squared

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    Turd Nugget in Training

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    On the cold prairie near Laura Ingalls

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  1. I am a senior accounting manager for a larger company, and I have been working as an accountant since the 1990’s. I have a BS in accountancy and I passed the CPA exam back when it had to be taken in one shot. in my experience, bookkeepers have no experience/2 year degrees and accountants have four year degrees/CPA. Bookkeepers/clerks do bookwork for small companies, leaving the accounting work for a larger firm, or they work in A/P, A/R, payroll, etc in larger companies. Larger companies hire 4 year degrees accountants for their accounting teams. I require a four year degree to hire into the accounting team. We are LCOL area, and we are starting new grads at $50k. My most senior accountants make $70k-$80k + bonus, and accounting management is at >$100k+bigger bonus. Clerks in A/P, A/R, payroll make much less and have far less opportunity to grow their salaries. Even with decades of experience, clerks and supervisors in A/P, A/R, payroll make less than my new hire grads. My ideal new hires would be: (1) a green 4 year college grad with a CPA, (2) someone with business experience in another area but who went back to school for their accounting degree (just described my last two new hires, lol), or (3) someone very experienced from a larger company than ours who has a four year degree + CPA. I want someone with the technical book knowledge whom I can mold or someone already molded by a larger company. Bookkeeping experience wouldn’t be a competitive advantage for my accounting positions. In fact, we have had a difficult time converting bookkeepers to accountants in our company, so we generally don’t look at our own staff when we have accounting positions open. I tried really hard with my last open position, and the bookkeepers just couldn’t make the jump. Very disappointing for all of us. ETA: You should look at employment opportunities in your area, and consider what you are looking for long-term. A bookkeeper/clerk position is generally 40 hours/week, 8-5, butt in seat at the office (pre-Covid), and low stress as it is a processing job - entering invoices, processing payroll, collecting on outstanding invoices. An accounting position involves decision making and analysis along with standard accounting tasks related to financial reporting. My accountants are all salaried with the understanding that they are employed to complete their work, which may not fit into strict 8-5 working hours. The flexibility is to our benefit and detriment. I never miss a kid activity, I can work during vacation if needed, and I can work form home whenever I want, but.....I am expected to get my job done which means I will work evenings/weekend to get caught up if needed.
  2. It does make a difference monthly versus random to me. That’s my entire point. My mental buy-in cannot handle random or a pile of cash building up for them. To be on board, my requirement is to pay set bills. OP’s dh sounds like me, so I am providing a different perspective. My guess, based on his investing comments, is that he also won’t be able to handle money sitting in a bank account waiting for his MIL to need it. I understand the math is the same either way. However, situations like this need to be done in a way where both spouses can agree on how to provide support and how much to provide. And, if our financial situation changes, then it will impact the people we support. Such is life. By giving a set amount, they are able to better budget the funds they do have. It’s the poverty mindset with windfalls that I read about - when people are on the edge financially, windfalls don’t help nearly as much as reliable, consistent support. People do truly retire without having the financial resources to support themselves. Hopefully they find support through various programs, but often family steps in to help as well.
  3. It’s not hard to see when people are short money. We know how much they retired on, and we know it was all in a savings account (so losing purchasing power every year). They asked dh’s brother to buy their house, and when he declined, they made an appointment with a realtor to sell. They love their property dearly, and they wouldn’t willingly leave. They have extended all the credit available to them. They don’t maintain their house because they can’t pay for someone to do the work. They skip medical and dental appts because they can’t pay the bills. They don’t grumble about bills or money ever. In fact, they never talk about money. They were behind in their property insurance before we took over the bill. They were days from of being uninsured, which would have caused their mortgage company to foreclose. None of this was shared with their kids until the last possible moment. They are hard working, honest, salt of the earth people who raised nine kids on a small single income. They aren’t faking their situation, but they aren’t my parents so I don’t know the entire situation. All nine kids and spouses cannot provide input or nothing would get done. We have way too many opinions to allow everyone a voice. I, however, do have a voice in how much we are willing to give. Whether it makes sense or not, I need to pay a steady bill. If we have a pot of cash to randomly distribute, I would be resentful if the situation. Right or wrong, thats how I would feel and my requirement for supporting their household. Some of my BIL and SIL give straight cash, which obviously works for them. It doesn’t work for me, and I’m guessing I’m more like OP’s dh.
  4. I don’t agree with the advice of gifting random cash. We help support my in-laws, and I mentally could not handle gifting cash. I need to pay specific bills so I know our contribution is going where it’s needed, and they need to know how much they have to live on. If I gifted random cash, I would always be on edge and irritated like OP’s dh. By paying specific bills, I can easily budget the money and reduce my mental load about the entire situation. My in-laws can, hopefully, make smart financial plans with their resources. I’m not convinced my in-laws have budgeted their money well. I don’t know that they overspend either, but I don’t think anyone knows how short they truly are. We are all contributing money to a black hole, and I’m always waiting for the next problem to arise. At least by paying specific bills, I feel like our obligation is set. I know dh wants to give more, but I just can’t do that without seeing a complete budget and knowing if they have already explored senior programs (which they haven’t). So, dh and I are at a stand still. I want more data before increasing our commitment, and he doesn’t want to obtain the data. This situation can easily go south between spouses. My best recommendation is to jointly agree on how much OP’s family is willing to contribute to supporting MIL, and budget/set aside that amount every month.
  5. Reality is that people do have to work to produce food and other essentials for society. Having people work isn’t a choice, it’s a necessity. Employers seem to be doing their best to make conditions as safe as possible.
  6. I am trying to make the most of this wonderful gift - the gift of time with my family. I don’t think we will ever be able to spend this much time together again, especially since my oldest is off to college in the fall. Evening walks with my girls Watching Psych with my youngest before bed (he’s obsessed with the show) tons of home improvement/decluttering Read and watched the entire Harry Potter series (book/movie/book/movie/etc) impromptu Dairy Queen runs Buying almost anything we want - groceries, Amazon, etc and still spending less than pre-pandemic (but less eating out than before) Camp fires in the driveway
  7. I want to make a video of well wishes for my grad, but I don’t know which editing software would be best. I just thought this up in my head, and I don’t have solid direction yet. I’m hoping my target audience would send videos of themselves with their congrats, advice, stories, etc, and we would like to add still pictures of dd between the clips. Anyone have suggestions on how to do this? I assume there are a multitude of software options I’m looking for easy-ish with some editing abilities. I am open to price. thanks!
  8. I want to make a video of well wishes for my grad, but I don’t know which editing software would be best. I just thought this up in my head, and I don’t have solid direction yet. I’m hoping my target audience would send videos of themselves with their congrats, advice, stories, etc, and we would like to add still pictures of dd between the clips. Anyone have suggestions on how to do this? I assume there are a multitude of software options I’m looking for easy-ish with some editing abilities. thanks!
  9. Lol. These aren't buckets of rocks. They are filling wagons driven by big tractors. My boys are paid $8.75-$15 per hour, depending on the farmer, age, and condition of the field. One farmer pays high school kids more than jr high kids. One farmer hires kids he likes, pays them well, but gives fewer hours. One farmer pays more for difficult fields. Some farmers provide food, some do not. All provide transportation for the kids who don't drive. My 16yo won't pick for under $10/hour. My 13yo can't demand as much money (hasn't hit puberty yet), so he will probably be stuck with the $8.75/hour farmer. They can pick before planting and until the plants are too tall to drive the tractors (but not when fields are wet), so not a big window of opportunity. Independent crews are odd numbers of kids and supervised crews are even numbers. One kid/supervisor drives the tractor and then the pickers are split evenly between right/left sides of the wagon. The days are long, hot, and dirty. My 16yo is currently on a five guy crew, and they are working independently. I think he actually enjoys this crew job where the guys call their own shots - which field, hours, etc. He does not like working for farmers who don't allow those freedoms and/or on crews that don't include his buddies.
  10. Yes, picking rocks out of fields by hand so the farmers’ equipment does not break when they farm. It’s tough work, but common for pre-drivers since it’s hard to find other employment before 15yo. My 12yo is hoping to get hired on a crew this summer. My boys have been hired at 12yo, but I don’t know if they will hire a 12yo girl. We are going to try!
  11. Our rural county has had 11 Covid-19 cases so far, so our risk is very low. My 18yo works at the golf course, mostly cooking and serving take out orders. She usually lifeguards over the summer, but I don’t know if our pool will be opening. Once she is done with high school next week, we will be encouraging her to find FT summer employment. My 16yo planned on umping baseball and life guarding this summer. Since Both jobs are TBD, he has been rock picking. He turned 16yo during the shutdown, so he doesn’t have his drivers license see yet. That limits his job opportunities. My 13yo will be rock picking as well.
  12. One of my male teens has been taking this for 7-8 years for anxiety. We noticed improvement very quickly, and we have not identified any side effects. He does get a little sleepy until his body normalizes dosage increases, and we do notice when he misses a pill. He definitely has not gained any weight from the medicine. I believe he started at 25 mg around 2nd/3rd grade and is now taking 100mg/day at 5'11" and 150 lbs. About 1-2 months after he went on the medicine, I asked him what he thought about it. He told me that he never wanted to go back to the way things were before the pills. I still tear up thinking about it, especially given how young he was at the time. His life was very tough in many ways before the meds. He still has moments, but nothing, nothing like pre-medication.
  13. I understand the definition, but I don’t think it appropriately describes our reality, except for my 3rd grader perhaps. The other four are definitely distance learning. Calling it crisis learning gives a connotation of panic and suboptimal learning. We don’t have any panic in our household, it’s the opposite actually. Our lives are relaxed and slower paced. The kids have shorter school days.
  14. I dislike the term crisis schooling. I’m not sure what that is supposed to be. My kids are distance learning, and our experience is different depending on the school and kid. Each kid has their own school-issued device, and dh and I work busy FT jobs. My public school 12th graders classes converted to a college format with taped lectures and online discussion. She does not have zoom sessions, and the work requirements did not change. She has a very academic 12th grade class. My public school 10th grader has one zoom class and I’m not sure about the others. He spends about an hour a day on schoolwork, so I believe the classes have been dumbed down. He is gifted so he moves at a quick pace, and his 10th grade class is definitely not academic. I assume the expectations for his classes match with the general student in his classes. My private schooled 6th and 7th graders have not missed a beat. Their teachers have zoom classes throughout the day and they are learning content. Their entire grade has four and nine kids, respectively, so their zoom sessions are effective. Even when their grades are combined, they still have a small class. The private school took a week to get up and running with distance learning. we are struggling with my private school 3rd grader. His teacher spends 15 minutes with them every morning and does not teach content. She does not provide any support. We have a daily list of workbook pages to complete. We are having trouble keeping up with his school work. I don’t enjoy his materials, and they are not set up for one-on-one teaching. I’m short, my independent kids are doing well. Smaller class sizes are definitely beneficial with online delivery. Elementary school is difficult under this model, and I may decide to homeschool my 3rd grader next year if we continue distance learning. At least then I could focus on critical content and use materials of my choice. i am also considering signing my 10th grader up for more college classes next year. I would rather him earn college credits if he is going to be online schooling either way.
  15. We are very fortunate to have secure jobs. Our grocery spend has sky rocketed this month, and yet our take out spend has not decreased. Gas and kid activity related spend is approaching $0, but our Amazon purchases have picked up. I had expected to see a net positive to our bottom line, but it has not materialized. Dh (attorney) said his work is slowing down enough that he is able to clear some of his backlogged tasks. He will have a huge surge when this passes and he can get back to court. My work (corporate accounting) has not slowed down at all, and now we are starting to see extra work related to the financial impacts of the economy.
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