At this point, it's just me and dh driving in our house (our boys are 14 so it's a ways off before they drive).
We've been w/ State Farm for decades.
We have an '01 Toyota Corolla w/ 150,000 miles.
And an '03 Dodge Grand Caravan w/ 155,000 miles.
Neither of us have ever had a car accident or a car stolen. We have perfect records.
I work from home -- and dh is literally seven mins. to work (why we picked this house).
All this and we pay $600 for our cars every six months. So, $1200 a year. (Again, we've been w/ State Farm since 1990.)
This feels way too high.
When I called State Farm and asked about these rates, they said they send me a form to possibly get a discount. (A further discount is applied to your account if you allow a blue tooth device put into your car so they can tally the actual mileage. That will never happen. Too big brother for us.)
If we end up going w/ another carrier -- can you recommend a good one? (State Farm is known for paying immediately if there's any problem. The problem is that they charge big time for this service. My sister's car was stolen and they paid her super quickly.)