Runningmom80 Posted February 8, 2013 Share Posted February 8, 2013 (name change pending, subject to approval) Wow, did week 1 fly by for anyone else? I think a lot of us went a little overboard after we did so good in January. I'm going to try to get back on track this week. Link to last week's post: http://forums.welltrainedmind.com/topic/451997-february-no-low-spenders-week-1-21-27/ Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 8, 2013 Share Posted February 8, 2013 It did fly by! And, I'm loving this accountability! So, while my goal wasn't to have a certain number of no-spend days, I am happy to report I didn't spend any money yesterday! But, today will be a different story. My husband is off to Urgent Care with ds12 due to what looks like a staph infection on his knee. Yuck. That'll probably be about $40 (urgent care copay and then the antibiotic). So, I'll update my totals later. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 8, 2013 Share Posted February 8, 2013 I have no spare $$ this month, as we are getting DH's car repaired. 2/1 -- $21 gas, $3 parking at show, groceries $114 2/2 -- $14 pizza after chess tournament 2/3 -- $0 2/4 -- $0 2/5 -- $80 orthodontist appt 2/6 -- $36 groceries, $9 clay for history project, $8 Awanas book, $15 Awanas cars (taken out of grocery budget) 2/7 -- $5 glasses adjustment/new nose pads, $25 pizza In my defense, it was snowing, DH came home early and worked on me for a long time before I caved to the pizza. I'm posting a day behind, so that's why I'm including week 1. Quote Link to comment Share on other sites More sharing options...
Runningmom80 Posted February 8, 2013 Author Share Posted February 8, 2013 We went grocery shopping this morning. We are at 417/450. Hopefully we don't need much produce next week! Quote Link to comment Share on other sites More sharing options...
4kidlets4me Posted February 8, 2013 Share Posted February 8, 2013 I need to go to the "big" city today which is a 45 min drive each way. I can't go till after my DD gets out of school at 2pm so I'm planning on taking something for us to eat for dinner while we're out. Then I have to go to Target, Costco, Winco, Joann's and the mall. I have a list and a budget I need to stick to. Quote Link to comment Share on other sites More sharing options...
prairiewindmomma Posted February 8, 2013 Share Posted February 8, 2013 Like the title change on the thread! Quote Link to comment Share on other sites More sharing options...
SunnyDays Posted February 8, 2013 Share Posted February 8, 2013 Yep, like "Financial Accountability" as the title. :) Here's how the first week ended: 2/1: $253 - groceries/household 2/2: $28 - dinner out 2/3: $7 - Kindle book 2/4: $132 - groceries 2/5: $0 2/6: $0 2/7: $14 - pizza; $6 - Kindle book for DS Totals: $385 groceries/household; $42 dining out/takeout; $13 Kindle... and 2 no-spend days!! :) Today I'm staying home, but may have DH stop by the store for milk and a handful of other things. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 8, 2013 Share Posted February 8, 2013 While returning home from dropping off DH's car, I hit a pothole, bent the rim and popped off the tire on my car. So, right now, we are carless. And it's gonna cost $200 for a used rim which they can put on on Monday. So, really bad weekend for car repairs. Oh, and we ate at the fast food place across the street from the car dealership (I hit the pothole right in front of there). Quote Link to comment Share on other sites More sharing options...
joannqn Posted February 9, 2013 Share Posted February 9, 2013 First week totals: Grocery: $209.77 School: $219.96 Clothing: $77.61 Pets: $4.09 Other: $11.79 I went over budget for groceries last week, but that is because we spent nearly $20 on Rescue Remedy (OTC meds goes in grocery) in hopes it will help with DD3's meltdowns. She deserves some sort of meltdown medal. Anyway, we had rollover from January, so we had plenty of money in the grocery budget for it. School spending was high because I spent $109 on a new 150 set of Prismacolors; it was an awesome deal, and I've been wanting a new set for a few months now. The rest of school spending was the fee for this semester's Korean classes for DS11. Fortunately, both expenses will last for a while. Clothing was needed items for DS11. Pets was crickets for the frog. I'm sure he appreciates being fed. Other was for a non-school book I purchased. I don't have a category for that. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 9, 2013 Share Posted February 9, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired Quote Link to comment Share on other sites More sharing options...
Guest Posted February 9, 2013 Share Posted February 9, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired OUCH! Quote Link to comment Share on other sites More sharing options...
Luckymama Posted February 9, 2013 Share Posted February 9, 2013 I will track non-essentials (not utilities, medical, gas, bills etc). I might do groceries once we shift completely from using Quicken to Mint. 2-8: $18 dh lunch out w friend, $17.98 for 2 bottles of wine Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 9, 2013 Share Posted February 9, 2013 Oh yay! I found you guys. :D I am glad you changed the title of the thread. Makes me feel better. Here are my stats for the first week. Total Spent on Everything (except mortgage and utilities): $672 Kids (including piano): $119 Groceries: $269 Gas: $32 Personal: $66 Dining Out: $29 Curriculum: $68 Pets: $32 And I transferred $25 to savings. Quote Link to comment Share on other sites More sharing options...
Mom2pandc Posted February 9, 2013 Share Posted February 9, 2013 My totals for last week weren't so bad, except for eating out. Gets me every time. :( Grocery - around $90 Eating out - $108 School items - $27 Gymnastics for the month - $87 No spend days - 3 And for yesterday 2/8 - pizza $32 I have a feeling the eating out might be worse this week. It's a very busy week out of the house. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 9, 2013 Share Posted February 9, 2013 OUCH! Yes, ouch indeed! Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 9, 2013 Share Posted February 9, 2013 Okay - had some spending. $600 for rowing payment. Dh had a funeral and brought home some extra money! Our big spending was on medical, putting us over budget. One just can't budget a medical emergency! Our 12 yo has probable MRSA. Goals: Groceries (including all household items): $200/$700 Medical: $150/$100 (This is the month we need a buy our kids' medications!) Gas: $97/$550 (This is a KILLER!!) Kids' activities: $880/$1700 (Again, this month is a KILLER - payments for rowing, gymnastics, orchestra, and karate are all due. But, it's all budgeted.) Things I'm going to try to curb this month and I hope to bank the difference in our vacation account: Eating out: 0!!! Coffee: 0!!! Added stuff we bought that wasn't budgeted: $150 for trip insurance for a trip in August, $23 for parking for our August trip (it was cheaper to buy it now!) Extra income (hopefully!): Goal: $335/$400 (Dh occasionally gets "tips" for his services as a priest - wedding, funerals, etc. He has a funeral next week. I also hope to sell some things on line. And, that will be banked in our vacation account!!) Quote Link to comment Share on other sites More sharing options...
joannqn Posted February 9, 2013 Share Posted February 9, 2013 Dh had a funeral and brought home some extra money! When I first read your post, I went :confused1: and thought maybe I needed to attend some funerals. (Dh occasionally gets "tips" for his services as a priest - wedding, funerals, etc. Then I said, "Oh, ok." He has a funeral next week. Then I went :rofl: because it almost sounded like you look forward to someone dying, but I understand...really I do. Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 9, 2013 Share Posted February 9, 2013 LOL!!! I guess I should explain that every time I type something in like that heh? The funeral next week is someone we don't know, which makes it much easier! Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 9, 2013 Share Posted February 9, 2013 No spend day except replacing the headphones, which amazon already reimbursed me for. Quote Link to comment Share on other sites More sharing options...
readinmom Posted February 9, 2013 Share Posted February 9, 2013 2/8: Paid off one bill completely! :hurray: Working on the snowball right now...hopefully everything will remain stable financially right now. Two birthdays and Valentine's Day coming up. 2/9: $185.00 groceries Quote Link to comment Share on other sites More sharing options...
TammyinTN Posted February 9, 2013 Share Posted February 9, 2013 I'm hanging out at home learning to knit. DH went to the store for me...we needed baby cereal and fresh veggies -$20. Quote Link to comment Share on other sites More sharing options...
Guest Posted February 10, 2013 Share Posted February 10, 2013 I didn't spend any money because I'm tired. :closedeyes: (sleeping) I still haven't done the Costco run I need to do, but I picked up paint yesterday and painted today. That was something like $45.00. Everyone in this house has been sick, but me. I'm tired though. Quote Link to comment Share on other sites More sharing options...
beaners Posted February 10, 2013 Share Posted February 10, 2013 5 no-spend days last week. I'm not counting gas or regular bills because we can't do anything to change those right now. This week should be 5 no-spend days also, without anything too major on the other days. We might do a bit of grocery shopping with leftover giftcards in the middle of the week, and I also might have to do some shopping for clothes since I tore one of my two pairs of jeans. We are doing taxes sometime this week, so I'll have to spend a little bit on that. We might do a zoo trip before half-price days are over at the end of the month, since it's a better deal for us than the annual membership. We also have to pay for some roof repairs at the house we're trying to sell, but first we need one of these stinking companies to actually call us back and look at the roof. 2/8 $0, 2/9 $0 Quote Link to comment Share on other sites More sharing options...
Runningmom80 Posted February 10, 2013 Author Share Posted February 10, 2013 I will update soon, was at the hospital all day helping my sister through labor. She had a healthy baby girl. :) I spent money....but I don't know how much. I'm tired. Lol. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 10, 2013 Share Posted February 10, 2013 I will update soon, was at the hospital all day helping my sister through labor. She had a healthy baby girl. :) Yay!! Congratulations, Auntie! Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 10, 2013 Share Posted February 10, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired 2/9 -- $45 chess tournament entry fee Quote Link to comment Share on other sites More sharing options...
SunnyDays Posted February 10, 2013 Share Posted February 10, 2013 We spent over $1000 today. :sad: No, that's right, $1000. Let's see... the dog had to go to the vet. We bought groceries and went to Costco. We had dinner after DS's basketball game. But the big thing... our washer died. It had been on its last legs for a while. So, the good news is, we have a new washer. The bad news is, I need a drink after looking at today's receipts... ;) Quote Link to comment Share on other sites More sharing options...
jeninok Posted February 10, 2013 Share Posted February 10, 2013 I have been at my parents house this weekend, I have no idea what DH has spent, but I know he had to get gas to travel for work, which will be reimbursed at a slightly higher rate than the actual cost of the trip. My week finished out 8/7 30 gas, 10 for a quick lunch, and 15 spent on cleaning supplies and heavy duty contractor trash bags 8/8 15 Towards dinner I made for my parents 8/9 25 books....but I got two brand new hardcover Usborne books, a book about the history of Valentine's Day, a reading/writing workbook I really like the looks of, two novels for DS, and a gorgeous hardcover book called Walk to Cold Mountain since we are doing a civil war mini Unit this month. All in perfect condition and it would have been over 100 new. Quote Link to comment Share on other sites More sharing options...
Heather in Neverland Posted February 10, 2013 Share Posted February 10, 2013 Oh my. This thread is a good idea but I have a feeling it might be painful to track my spending. ;) Hmmm, I need to do this in U.S. dollars. Ok, I missed Feb 8 and 9 but I will see what I can remember. Feb 8- McDonald's- $15 Feb 9- produce at the farmers market $15, cheesecake for baby shower I attended $20, family trip to Starbucks $20, pizza for dinner $35 Feb 10- offering at church (my beliefs prevent me from stating this), lunch at our favorite Indian restaurant $15 We eat at home Mon- Thur, then eat out or order in Fri and Sat, and usually have dinner at a friend's house on Sunday. Eating out is actually cheaper than cooking at home here! This will make me more aware of my spending. That's a good thing, right? :) Quote Link to comment Share on other sites More sharing options...
4kidlets4me Posted February 10, 2013 Share Posted February 10, 2013 Last week's totals: Groceries- $160.64 Amazon- $4.33 Eating Out- $38.62 So far this week: Groceries- $165.47 including Costco and Winco Gas- $44.82 Wedding Gift- $55 Eating Out- $33.53-I forgot to pack something for dinner when we went shopping on Friday. Accessories for wedding outfit- $134.09 this included shoes, makeup, bag, hose etc. Kids Activities- $144 Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 10, 2013 Share Posted February 10, 2013 2/10 Offering at church (private) Quote Link to comment Share on other sites More sharing options...
Luckymama Posted February 10, 2013 Share Posted February 10, 2013 Nothing spent yesterday. Today we will eat pizza with dd's Lego League team, contribute to coaches' gifts, and bring take-out home for dh and dd! 2-8 $18 dh lunch, $17.98 wine 2-9 $0 2-10 $30 coaches' gifts, ??? for dinner (will update) Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 10, 2013 Share Posted February 10, 2013 Total spent so far this week: $144. This includes 52 in afterschool fees. I think I am going to eliminate those from my weekly tally, as it is a fixed expense. So is cell phone....hmmm Need to do a grocery shop but didn't feel up to it today. Quote Link to comment Share on other sites More sharing options...
Guest Posted February 10, 2013 Share Posted February 10, 2013 I finally went to Costco. Target, too. I feel like I spent a thousand dollars today, but I didn't actually. Here are my totals for this month to date: Food Groceries: $375.11 Non-Food Groceries: $97.75 Eating Out, incl. dd's lunch at school: $20.18 Clothing: $68 ish Hair/Personal: $42.00 Entertainment (skiing): $143.56 I'm not terribly pleased with that non-food category right now, because my goal was less than $100 for that this month. I spent a lot of $$$ at Costco today, but I can assume that will last and only one purchase was not necessary. (I bought a flat of V8 Fusions to pack in dd's lunch.) Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 10, 2013 Share Posted February 10, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired 2/9 -- $45 chess tournament entry fee 2/10 -- $0 Quote Link to comment Share on other sites More sharing options...
Mom2pandc Posted February 11, 2013 Share Posted February 11, 2013 2/8 pizza $32 2/9 $0 2/10 $27 for breakfast and dinner out $24 for wrestling tournament fee and admission Wrestling was fantastic though and after a first place finish, my son's grin made the day! Quote Link to comment Share on other sites More sharing options...
readinmom Posted February 11, 2013 Share Posted February 11, 2013 2/10: $0 Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 11, 2013 Share Posted February 11, 2013 2/8/2013 $77 2/9/2013 $57 2/10/2013 $23 Quote Link to comment Share on other sites More sharing options...
joannqn Posted February 11, 2013 Share Posted February 11, 2013 Took DD3 shopping as I had promised last week. We've been having a problem hunting down pants for her to wear because she only has two pairs that fit and aren't stained to oblivion. We funded the clothing budget for the whole month early to have the money (while other categories we shouldn't need as soon having to wait an extra week or two). We got her 2 pairs of sparkly jeans, a pair of denim capris, a pair of leggings, three shirts, a pair of fleece pants and a matching thermal shirt, a tutu skirt and matching t-shirt, a pair of pjs, a package of underwear, a package of socks, and a pair of pink Converse for $106. I went over budget by $6, but my dad contributed $20, which leaves me with money left in the budget. Quote Link to comment Share on other sites More sharing options...
DawnM Posted February 11, 2013 Share Posted February 11, 2013 I need to write a check tomorrow for $1100 for DH and DS's trip this summer......but I have it. I started an ING account for it and it is all right there. Love saving with ING for big things. If it goes straight in there I don't know it exists and don't spend it! Quote Link to comment Share on other sites More sharing options...
Runningmom80 Posted February 11, 2013 Author Share Posted February 11, 2013 I completely dropped the ball keeping track so far. I'll just update that I'm currently under budget for everything except curricula. I'll keep better track next week! Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 11, 2013 Share Posted February 11, 2013 We spent over $1000 today. :sad: No, that's right, $1000. Let's see... the dog had to go to the vet. We bought groceries and went to Costco. We had dinner after DS's basketball game. But the big thing... our washer died. It had been on its last legs for a while. So, the good news is, we have a new washer. The bad news is, I need a drink after looking at today's receipts... ;) Ugh. Don't you hate that?!! Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 11, 2013 Share Posted February 11, 2013 Updates below. Dh got more "extra" money for another funeral he's doing today. We had to spend some more non-budgeted money on parking and entrance to my dd's gymnastics meet. And, I sold something else on line - more vacation money!!!! I still have to grocery shop today, but I think I can do that for less than $50!!! I want to be able to fit in a trip to the meat store within my monthly budget (I don't usually do that - usually it's a separate category). This month I've been in the kitchen a LOT!!! But, I love saving money! Goals: Groceries (including all household items): $200/$700 Medical: $150/$100 (MRSA is expensive!!!) Gas: $97/$550 Kids' activities: $880/$1700 Things I'm going to try to curb this month and I hope to bank the difference in our vacation account: Eating out: 0!!! Coffee: 0!!! Added stuff we bought that wasn't budgeted: $150 for trip insurance for a trip in August, $23 for parking for our August trip (it was cheaper to buy it now!), parking/entrance for dd's gymnastics meet: $25 Extra income (hopefully!): Goal: $555/$400 (Dh occasionally gets "tips" for his services as a priest - wedding, funerals, etc. He has a funeral next week. I also hope to sell some things on line. And, that will be banked in our vacation account!!) Quote Link to comment Share on other sites More sharing options...
TammyinTN Posted February 11, 2013 Share Posted February 11, 2013 Spend 25.00 and took hubby to lunch yesterday at Red Robin. I paid cash and it came out of my mad money. It was worth every penny to spend some time alone with him. :) I have 30.00 left in my budget for the week....should be fine and will restock on Friday (payday). Quote Link to comment Share on other sites More sharing options...
Halcyon Posted February 11, 2013 Share Posted February 11, 2013 Spent 10 yesterday buying last minute dessert for a dinner party. 3 on photos. ETA: Just found out I am going to earn a nice extra chunk of money this Saturday--unexpected! Quote Link to comment Share on other sites More sharing options...
m0mmaBuck Posted February 11, 2013 Share Posted February 11, 2013 I only count extraneous purchases (not bills, groceries, etc). DD and DS have February birthdays so this is a month where we try to spend very little extra outside of birthday expenses. Feb 1: $15 on a birthday present for DS's friend, $5 on Valentines for the kids to give their friends Feb 2: $0 Feb 3: $30 with DH taking DS out to lunch which was well worth it to have the time with just DS as DD is a force of nature and we rarely get to be with just DS Feb 4: $5 on Valentine's day candy bars for DD, DS, and DH, $10 on burgers for all between AHG and BSA meetings Feb 5: $2.50 on a latte Feb 6: $0.98 on a Redbox movie to watch with DD on "girl's night" Feb 7: $7 for Nerf darts for DS (50% off on Clearance at Target) Feb 8: $10 on dinner for DH and me because we went to a meeting right after work and had no time for dinner Feb 9: $3.99 on a pair of jeans for DD at Goodwill, $10 for a shirt for me at JCP, $5 on BOGO free Jamba Juice, $15 for a watch for DD (Birthday present) Feb 10: $0 Feb 11: $14 on dinner for 4 between AHG and Scouts Feb 12: $0 Feb 13: $0 No spend days: 4/10 Total so far: $114.48 So far so good. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted February 11, 2013 Share Posted February 11, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired 2/9 -- $45 chess tournament entry fee 2/10 -- $0 2/11 -- $192 car repair (stupid pothole!) Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted February 11, 2013 Share Posted February 11, 2013 2/8 -- $772 car repair, $20 lunch while waiting for car to be repaired 2/9 -- $45 chess tournament entry fee 2/10 -- $0 2/11 -- $192 car repair (stupid pothole!) Another car repair!? I'm so sorry!!! I was goign to go shopping today for groceries and realized that I could make due! We are having chicken noodle soup (I had the broth from a chicken we had last week). I just needed noodles. So, my ds volunteered to make them! Woohoo! I wonder how long I can do this? Quote Link to comment Share on other sites More sharing options...
Luckymama Posted February 11, 2013 Share Posted February 11, 2013 2-8 $18 dh lunch, $17.98 wine 2-9 $0 2-10 $30 coaches' gifts, $13 pizza dinner 2-11 $0 Quote Link to comment Share on other sites More sharing options...
Deb in NZ Posted February 12, 2013 Share Posted February 12, 2013 I like the new thread title. It fits my spending this month much better. As I spent so-o-o little in January + our school year started on 1st Feb., I knew this month's total would be a bit bigger. I'll post mid-month totals on the 15th, but so far I know I've spent ~$800 on groceries, almost $100 on eating out, and ds#2's expenses so far are: school costs = $47 (on required workbooks for maths & science) sailing team = $20 (van fee to practice) summer hockey = $100 (he plays for 2 teams) Hockey Academy = $320 Premier hockey team = $$$ (not sure yet how much, but anticipate the season to be $400+) SeaScouts = $205 (PreRegatta camp, 2 Regattas, term fee, new uniform pants) So total spent on ds#2 is almost $700, not including Prem. Hockey fees, and other school costs (subject fees, school donations, etc.) that I haven't yet recieved invoices for. The only bright spot in this is as much of ds#2's sport fees become due during term 1 and we don't have regattas / camps term 2 in scouts, term 2 (May-July) should have very little extra costs from ds#2. Hopefully I will begin to get some teaching days soon to help pay for the above expenses. Quote Link to comment Share on other sites More sharing options...
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